Paceline ভিসা স্বাক্ষর কার্ড পর্যালোচনা
Paceline ভিসা স্বাক্ষর কার্ড পর্যালোচনা
বিজ্ঞাপন

Credit card companies are always looking for new ways to do business. The Paceline Credit Card* has found a truly innovative way to differentiate yourself: the card is designed to encourage and reward healthy behaviors by offering extra high rewards when you reach your activity level. The card works with Paceline’s free app and tracks your workout levels via your Apple Watch or other suitable wearable. When you achieve a weekly “run”, you’ll earn 5% cash back on sports apparel, gyms, studios and classes, sporting goods and equipment, fitness equipment, grocery stores, drugstores and drugstores, and on everything else Get 3% cashback on . If the user doesn’t hit their weekly progress streak, the revenue will be reduced to 2.5% and 1.5%.

How hard would you need to train to meet Paceline’s 150-minute weekly heart rate requirement? According to the card’s terms of use, one minute of increased heart rate is approximately equivalent to one minute of brisk walking intensity or more, depending on the user’s physical fitness and the device manufacturer’s specifications. If you’re already an active individual, this card will give you industry-leading rewards. Even if you don’t, maybe this card will inspire you to live a more active life. There are tons of health and wellness businesses to choose from to earn cash back, and the option to convert your fitness bars into merchandise through the Paceline app, and of course there are worse reasons to work out.

প্রথম নজরে

  • Get 5% cash back on sports apparel, gyms, studios and classes, sporting goods and equipment, fitness equipment, groceries, pharmacies and drugstores, and 3% cash back on everything else. Revenue will be reduced to 2.5% and 1.5% if the user does not reach their weekly progress continuity
  • $60 annual fee
  • When you reach your weekly Paceline Activity Streak, redeem additional Paceline Activity Streak rewards from over 200 brand partners.
  • Cashback is automatically credited to your account daily
  • New cardholders are eligible to earn up to $429 in weekly credits on any Apple Watch purchase, including Apple Watch Series 7, that are refundable within 12 months.

ক্ষতিপূরণ

উপহার অর্জন

The Paceline card offers a base rate of 2.5% back on all health and wellness categories (things like gym memberships, fitness equipment and clothing, and grocery stores and drug stores), and 1.5% back on all other purchases. If you are able to meet Pacelines fitness requirements by logging at least 150 minutes per week at a high heart rate, and having the Paceline app track that activity through your device, you will automatically receive double rewards for that week, meaning 5% cash back on health and wellness categories, and 3% back on all other purchases.

পুরস্কার রিডিম করুন

You earn rewards in the form of cash back, which are automatically credited to your account every day. The speed depends on how much you train. There is no limit to how much you can earn,

Additionally, you can use your weekly fitness streak (generated by consistently meeting your training goals) to earn rewards in the form of gift cards and/or discounts from over 200 fitness brands through the Paceline app.

বিজ্ঞাপন

পুরস্কারের সম্ভাবনা

To determine the rewards potential of the Paceline Credit Card*, Forbes consultants used data from various government agencies to determine the base income and average spend for each category. 70% of working families have an annual income of $100,172 and a standard expenditure of $52,820. Assuming 50% of spending is charged to this card, the total annual spend on the card is $26,410.

The Paceline card offers a base rate of 2.5% back on all health and wellness categories (things like gym memberships, fitness equipment and clothing, and grocery stores and drug stores), and 1.5% back on all other purchases. If you are able to meet Pacelines fitness requirements by logging at least 150 minutes per week at a high heart rate, and having the Paceline app track that activity through your device, you will automatically receive double rewards for that week, meaning 5% cash back on health and wellness categories, and 3% back on all other purchases.

Our sample households will spend an additional $18,920 worth 56,760 points if they hit the target, and 28,380 points if they don’t. That means cardholders who hit their fitness goals will earn 94,210 points per year, worth $942.10 in cash back. Otherwise, at standard yields, they’ll get 48,105 points or $471.05 in cash back.

আরও কার্ড সুবিধা

As a Visa Signature card, the Paceline card offers the following benefits:

বিজ্ঞাপন

Roadside Dispatch: Eligible Visa cardholders have access to Roadside Dispatch, a pay-per-use service that offers the following for a flat fee: includes standard towing for up to 5 miles, tire changes (must have a good inflation spare tire) jump start, locked service (keyless exchange), up to 5 gallons of fuel delivery (plus fuel cost) and standard winch.

No Liability: Your liability for unauthorized transactions is $0.

Lost or Stolen Card Assistance: You can report your card lost or stolen 24 hours a day, 7 days a week. If necessary, Visa will work with you and your card-issuing bank to suspend your lost account, reissue a new card, and/or arrange for emergency redemption.

Travel and emergency assistance services: Multilingual call center available 24 hours a day, 365 days a year. Services include pre-travel assistance, medical referral assistance, emergency transportation assistance, emergency information, prescription assistance and arranging the delivery of valuable documents, legal referral assistance, emergency ticket replacement, lost luggage tracking services and emergency translation services.

বিজ্ঞাপন

কিভাবে কার্ড স্ট্যাক করা হয়

Paceline Credit Card* with Chase Freedom Flex

While Paceline offers some interesting rewards, its reward categories are limited. In contrast, the Chase Freedom Flex℠ also earns high rewards, but in a different category and without any exercise requirements. Freedom Flex earns 5% cash back in quarterly rotating categories (activation required) up to $1,500, 5% on travel purchased through Chase Ultimate Rewards®, 3% at restaurants and pharmacies, and 1% on all other purchases.

The right choice between these two cards will depend on your spending habits, your tolerance for annual fees, and/or your ability to meet the fitness goals needed to earn higher rates.

Paceline Credit Card* Comparison

While the Paceline card has many benefits, it may not be suitable for those who are unable to achieve their fitness goals for some reason. Deserved. That’s in excess of the Paceline card’s standard 1.5% rate, and can be more profitable if you spend outside of Paceline’s rewards tier or don’t meet your fitness goals.

Additionally, the Active Cash Card has no annual fee and offers . Active Cash also works with the . Paceline Card with no welcome bonus (except Apple Watch offers) or 0% APR discount.

Paceline Credit Card* and Citi Custom Cash℠ Card

If you’re looking to earn great rewards in a variety of places that don’t qualify for up to 5% off your Paceline card, consider a card like the Citi Custom Cash℠ Card. The card has a $0 annual fee, earns 5% cash back on purchases in one of the highest eligible spend categories per billing cycle, 1% cash back on monthly purchases up to $500 and all other purchases . Eligible categories include health clubs, restaurants, gas stations, grocery stores, select travel, select public transportation, select streaming services, pharmacies, hardware stores and live entertainment.

For some, it may be easier to hit the limit, especially those who don’t want to be tied down by training requirements.

এই কার্ড আপনার জন্য সঠিক?

If you’re an active person or looking to become more active, take your Paceline credit card seriously*. It offers generous rewards for behaviors that benefit your overall health. While the reward categories are limited, most consumers can still take advantage of what this card has to offer and improve or maintain their health in the process.

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