Banco Itaú's digital account has surprised its users with the high degree of flexibility of the financial services it offers. Here, you will learn how to apply for the Iti credit card, which is linked to an account and offers several benefits.
This payment method can be used for online purchases or subscriptions and at millions of institutions around the world that accept the Visa brand. It is also worth noting that the card is exempt from an annual fee.
The limits established for each related party vary according to your financial situation and credits of up to R$10,000.00 are available. Interested in? Then keep reading to learn more about this great card.
Benefits
When you apply for an Iti credit card, you will choose a very efficient payment method with many benefits.
Here are the main advantages of using this product:
- The card has no annual fee;
- Shop worldwide through the Visa network;
- Count on excellent digital accounts that can be managed via the app;
- Approach and pay at a compatible machine;
- Withdrawals can be made through the Banco24Horas network;
- Count on Vai de Visa.
→ Apply for a high limit credit card! Click here to see cards with no minimum income requirement!
Itaú's digital accounts are highly secure and, through its official app, you can carry out various financial transactions. In addition, an account card can be obtained to pay with the available balance.
See rates
One of the biggest advantages of the Iti credit card is that it waives some fees, such as annual fees. You can check the fees charged below:
- Copy of card: 9.90 reais per event;
- Withdrawals within the country: R$ 12.00 per activity;
- International Withdrawals: R$ 24.00 + IOF per game.
It is also worth noting that the IOF rate on credit transactions is 0.38% + 0% at 0.01118% per day. To see the details of the additional fees before applying for an Iti credit card, visit the official Iti Itaú website.
Virtual card
Another very positive thing about this credit card is that it can be used immediately after approval. This is thanks to the launch of virtual cards, which can be accessed through the Iti account.
This payment method is only available for online payments and has a different number from the physical card to offer customers greater protection during the transaction process.
There are no secrets to using it, just activate the virtual card after applying for an Iti credit card and being approved, then enter your details in the payment method on any website of your interest.
Prerequisites
Using an Iti credit card is not considered very bureaucratic, however, anyone interested in obtaining one must be aware of the prerequisites that must be followed.
First, to apply for an Iti credit card, you must open an Iti Itaú account. To do so, the individual must be at least 18 years old, as determined by Brazilian legislation on granting credit.
All requests made are forwarded for periodic analysis, therefore the product will not be used for those with a negative or low score, where the risk of default would be high.
→ Apply for a high limit credit card! Click here to see cards with no minimum income requirement!
How to apply for the Iti credit card
To apply for an Iti credit card, you only need a device with internet access. The interested party must also have an open Iti digital account, which can be done by:
- Access the app store on your smartphone and search for “Iti Itaú”;
- When the application appears, click “Install” and wait for the download to complete;
- Now open the app, click on “Create Registration” and then on “For You”;
- Enter your social security number, full name and click on “I have read and accept”;
- Enter your date of birth, your profession, address, email and mobile phone number;
- A verification code will be sent to your cell phone, just enter it in the app to open an account;
- Now click on “Create Password” and choose a password without a sequence of numbers;
- Selfie is now required for verification;
- Get ready! To open and rent a card, access the app and click on “Iti Credit Card”;
- Click Continue, then go to “Request Credit Card”
- If you agree with the terms, click on “I have read and accept”;
- Enter your password and that's it. Wait for the analysis to complete.
It is worth noting that the analysis carried out by Banco Itaú can take up to 5 days. Once approved, you will be notified and the card will be sent to the address provided during the recruitment process.
