Crefisa is a renowned company in our country that offers Crefisa personal loans to retirees, pensioners and public servants. The entire recruitment process is 100% online.
If you fit into one of the target audiences for this loan, you can apply quickly and without bureaucracy. It is worth mentioning that even those with negative credit ratings have a chance of being approved for this line of credit.
The conditions offered are very interesting and you can count on the excellent security offered by the platform. Keep reading to learn more about this type of credit line and whether it is worth buying.
About Crefisa
Crefisa is a company dedicated to granting personal credit, founded in 1964, operates with its own resources and has more than 1,000 physical service points serving more than 1 million customers.
The company has received a lot of attention for being a pioneer in this personal credit space, which has led to its expansion into several states. Since 2015, Crefisa has invested in Palmeiras, placing its logo on the players' shirts.
Currently, in addition to Crefisa loans, the company's customers can count on other types of services, such as current accounts, prepaid cards, debt renegotiations, earnings expectations, among others.
How does a Crefisa personal loan work?
One of the main reasons for creating Crefisa loans is to reach an audience that is often rejected by traditional financial institutions, negatively, so that they can obtain a line of credit.
Personal loans are best for urgent needs like paying off debt, paying medical bills, making renovations, or even traveling.
When requesting this type of loan, Crefisa makes a simplified analysis of your data and does not consult agencies such as SPC and SERASA, therefore, there is a greater chance of obtaining credit approved on the platform.
Recruitment requirements
Although Crefisa is considered an easy-to-approve loan, it establishes some basic requirements for contracting, which reduces the risk of consumer default. Thus, Crefisa loans aim to:
- over 18 years old;
- Federal, municipal and state public servants;
- INSS retirees and pensioners;
- beneficiaries of private pension funds and employees of hybrid capital companies;
- If you meet these basic requirements, you can get quick approval through Crefisa.
Related parties, even negative ones, can count on this form of credit granting.
→ Apply for a high limit credit card! Click here to see cards with no minimum income requirement!
About the simulation
Before taking out a Crefisa loan, you can do a quick and free simulation. With it, you will know exactly how much you can receive, how many installments you will need to pay and what interest rates will be charged.
This tool is very interesting and allows the consumer to better evaluate the proposal, as they can obtain the conditions before even signing the formal Crefisa personal loan contract.
Simulations can be done on Crefisa's official website, so all you need is a device with internet access. If you wish, you can go to a Crefisa service point to do a simulation.
Is it safe to get a Crefisa loan online?
Many people are skeptical because when renting credit online, you have to provide some personal and banking information, so the site you choose must provide protection for you and your information.
Crefisa strictly follows all security guidelines established by the Central Bank of Brazil so that all data entered on the platform is encrypted as soon as you send it.
Therefore, you can safely take out an online loan from Crefisa, as the company guarantees the security of all customers and releases the amount without having to make a deposit.
Is the Crefisa loan worth it?
Crefisa Credit is a great financial solution for anyone who desperately needs resources, even those with negative debt can benefit from this service, as this is Crefisa's target audience.
Recruitment is simplified, non-bureaucratic, and you do not need to physically travel to the service point to formally register for this credit, which is a great advantage that technology offers.
Suffice it to say that it is worth taking out a personal loan from Crefisa. If you meet the basic requirements defined by the company and need credit, take a free demo on the platform now.
→ Apply for a high-value credit card! Click here to see, no minimum income requirement!
Customer Service Center
If you need clarification on any questions you may have about a Crefisa loan, simply contact the company on the following telephone numbers:
4004-4001 (capital and metropolitan regions);
0800-722-4444 (other locations);
