Barclays View Mastercard Review

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The Barclays View™ Mastercard®* is currently not open to new applicants, but as of October 22, 2021, previous Uber credit card holders will hold the card when it retires. Barclays advertises its View card with “rewards tailored to your lifestyle”. The card earns 3 points per dollar on restaurant purchases, 2 points per dollar on Internet, select streaming, phone, TV service and grocery shopping, and 1 point per dollar on all other purchases Point points.

Barclays said account changes will occur when Uber cardholders are converted to a Barclays View™ Mastercard®*, but these changes will not affect Uber cardholders’ credit reports. However, if you’re looking for a new credit card, be aware that credit card product changes that result in a new account will often show up as a new account on your credit report, which may affect your eligibility for a new credit card.

At first glance

3 points per dollar on restaurant purchases, 2 points per dollar on Internet, select streaming, phone, TV service, and grocery stores, and 1 point per dollar on all other purchases.

Remuneration

Earn rewards

With the Barclays View™ Mastercard®*, you’ll earn: 3 points per dollar on restaurant purchases, 2 points per dollar on Internet, select streaming, phone, TV service, and grocery stores, and 1 point per dollar on all other purchases

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Barclays said in the fine print of its rewards rules that it may offer welcome bonus points to new cardholders from time to time. At this time, the Barclays View™ Mastercard®* is not available to new cardholders and there is no welcome bonus.

Redeem rewards

Barclays View™ Mastercard®* offers a range of redemption options, including bank deposits to US checking or savings accounts, bank statements, gift cards and merchandise. The redemption starting point for a $25 bank deposit, statement credit, or gift card is 2,500 points. Merchandise returns. Direct deposit to a U.S. bank account is capped at $500 per day.

Reward Potential

Using data from various government agencies, Forbes consultants estimated how much households making up 70 percent of income spend in different categories each year. We assume self-employed individuals in this income range. 70% of working families have an annual income of $100,172 and can pay $26,410 by credit card. These numbers are used to estimate the potential returns of the card.

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Our example household would receive 13,218 points from the $4,406 per year spent on dining out. They will also earn up to 5,962 points from $2,981 spent on internet, streaming, phone and TV services if their streaming provider is on the Barclays Selected Streaming Providers list. Her total grocery spending is $5,687, which will add 11,374 points to her annual income. In the end, she will earn 13,336 points for the remaining $13,336 she can reasonably spend on her credit card

Overall, a typical Barclays View Mastercard family can earn a total of 43,890 points per year, worth $438.90 in direct deposit cash back, statements or gift cards.

More card benefits

Contactless chip technology: Just tap your card and make secure purchases.
$0 Fraud Liability Protection: You are not responsible for any unauthorized charges.

Beautifully printed

Interest expense

Conventional APR: see conditions.
Purchase introductory APR: Not applicable
Introduction to Balance Transfer APR: N/A

Cost

Annual Fee: See Conditions.
Balance transfer fee: Not applicable
Cash Advances: See Conditions.
Foreign Purchase Transaction Fee: N/A.

How the cards are stacked

Barclays View™ Mastercard and US Bank Altitude Go Visa Signature Card

If you’re looking to maximize the points you earn on restaurant purchases with a no-annual-fee card, check out US. Bank Altitude® Go Visa Signature® Card. Altitude Go outperformed Barclays View™ Mastercard®* restaurant earnings.

In addition to offering market-leading dining rewards with a no-annual-fee card, Altitude Go Visa earns 4 points per dollar for takeout, delivery, and dining, and 4 points per dollar for grocery, grocery delivery, gas, and streaming services Earn 2 points and 1 point per dollar on all other eligible purchases. Finally, the card offers $15 per year of streaming credit and no international transaction fees.

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The U.S. Bank Altitude® Go Visa Signature® Card is currently offering a Welcome Bonus for new card members, earning 20,000 bonus points when you spend $1,000 on eligible purchases within the first 90 days of account opening.

Barclays View™ Mastercard and Chase Freedom Unlimited

Another no-annual-fee card that offers even more dining rewards is Chase Freedom Unlimited®. The card has the following rewards structure: 5% cash back on travel purchased through Chase Ultimate Rewards®, 3% cash back at eligible restaurants and pharmacies, and 1.5% on all other purchases. Freedom Unlimited also has a welcome perk: Spend up to $20,000 on anything in the first year as a cardholder and earn a 1.5% cash back bonus — up to $300 worth of cash back in the first year.

In addition to great rewards, Chase Freedom Unlimited® offers many additional benefits, including purchase protection, extended warranty protection, rental collision damage waiver, trip cancellation/disconnection insurance, and credit scores.

Barclays View™ Mastercard and Citi Double Cash Cards

If you want serious money back on your everyday purchases, consider the Citi® Double Cash Card. With this card, you get 2% cash back on all purchases – 1% on purchases and 1% on withdrawals.

The Citi® Double Cash Card does not currently offer a welcome bonus, but it does offer an introductory offer of 0% APR: 0% APR introductory on 18-month deposit transfers. After that, the standard variable APR based on credit rating is 14.24% – 24.24%. There is also an initial balance transfer fee of $5 or 3% of any transferred amount within the first 4 months of account opening, whichever is greater. After that, the fee is 5% of each transfer (minimum $5).

Is this card right for you?

If you’re a former Uber credit card holder whose account has switched to a Barclays View™ Mastercard®*, laziness may be the reason you’re keeping the card. However, you should know that there are many no-annual-fee credit cards that offer bigger cash-back rewards and better perks.