Applying for a PagBank Visa Card is an advantage, as it is a prepaid card and can also have a credit function. This way, you gain a series of benefits, such as the possibility of withdrawing money in Brazil and abroad.
So, check out below how to make a Visa PagBank Card and learn all the most important information about it. Check it out!
How do I apply for a PagBank card?
To begin, you must create a PagBank account to access the card. Then:
- Download the PagBank app for Android and iOS, available free of charge;
- Then, provide registration information, such as name, email, telephone number, etc.;
- After creating an account, you must access Cards;
- So, request your card, it's completely free.
For example, if it is a credit card, you will need to wait for PagBank's credit analysis to know if your application has been approved.
Waiting time for approval
The good news is that PagBank Visa's credit analysis is very fast, taking around 2 business days after sending your data to the institution.
If approved, you will be notified by email and your card will be delivered directly to your home within the timeframe established by PagBank, which will take approximately 10 to 15 business days depending on your region.
How to unlock the card?
Did you receive your card at home? Now it's time to unlock it, it's that simple.
After all, just follow these steps:
- Access the PagBank application;
- Click on “Card”;
- Then click on “Unlock Card”;
- You will receive a text message with a security code on your registered mobile number. Simply fill it in;
- Then manually enter your card number, add all the details and the expiration date.
Get ready! Your card is now unlocked and can be easily used with the PIN you received via SMS.
Advantages of the PagBank Visa Card
There are many advantages to applying for a PagBank Visa Card, some of which are worth highlighting:
- This is an internationally accepted card;
- online shopping;
- Subscriptions to apps, music and movies;
- pay for the shipping order;
- exclusive promotions and discounts;
- Utility of Approximate Payments;
- Withdraw money from national and international networks;
- It's free with no annual fee;
- Use your PagBank account balance to pay bills;
- Control all your expenses through the app;
- You do not need a PagSeguro machine to get this card.
- Use the credit line to make purchases and withdrawals;
- Buy in installments and much more.
→ Apply for a high limit credit card! Click here to see cards with no minimum income requirement!
What is the credit card interest rate?
It is essential to know the interest rate of the PagBank Visa Card, namely:
- Default interest: 1% per month;
- Revolving interest: 10.99% per month;
- Installment interest on the invoice: 10.99% per month;
- Mandatory Invoice Installment Interest: 9.99% per month.
Therefore, it is imperative to ensure that invoices are paid in full each month to avoid interest and penalties.
After all, these percentages, although seemingly harmless, can seriously affect the consumer's pocket and even lead to default. So, please pay attention!
Do you have a points program?
When you have a Visa card, you can participate in the Vai de Visa program, which offers discounts, promotions and redemptions on various products.
To participate, however, you must register on the Vai de Visa website, which charges R$5.00, but the program has advantages.
How do I view my card statement?
Checking your invoices is quick and easy, all you need to do is:
- access the application;
- Click on “Credit Card”;
- Then click on “Invoice”.
By doing this, you will have access to all your credit card transactions during the month.
Additionally, previous invoices and the amount of each invoice can still be reviewed.
How do I request a second copy of my card?
If lost, stolen or robbed, you can request a duplicate card by following these steps:
- access the PagBank application;
- Click on “Cards” on the home page;
- Then click on “Request a new credit card”;
- Check the delivery data information and edit the information if necessary;
- If they are correct, just click on “Request Card”.
Contact phone number
For questions or more information about the PagBank Visa Card, you can call:
- 0800 728 2174;
- 4003-1775.
With all this information, you can now apply for the PagBank Visa Card, which comes with a series of benefits and can be applied for online without leaving home.
