If you are looking for a credit card with no annual fees and bureaucracy, consider applying for the Banco Pan Zero Annual Fee Credit Card. The product also has a number of advantages and can be linked to a free digital account.
Banco Pan has been operating in the Brazilian financial market for around 30 years and currently offers its customers an excellent line of credit cards, the most basic being the Banco Pan Zero Annual Fee Card.
So far, the card is only available in the domestic market through the Mastercard brand, which is widely accepted in millions of stores. To learn more details about this product and how to apply for it, follow our article.
Do I need to open a digital account?
As we all know by now, it is possible to apply for the Banco Pan Zero Annuity credit card without having to open a digital account at Banco Pan, but when opening this account, your card can have a dual function.
Becoming a customer at Banco Pan can be a great option to better manage your expenses and gain huge benefits such as TED, withdrawals and deposits via bank certificates absolutely free.
It is also worth remembering that opening a digital account is completely free and there are no maintenance fees. If you just want to get the Banco Pan Zero Annuity credit card, we will teach you step by step later.
Application
Banco Pan developers have created an exclusive application for credit card customers, which is available for free download from the Google Play (Android) and Apple Store (iPhone) app stores.
When you apply for the Banco Pan Zero Annual Fee Credit Card and have it, you can access and fully manage the product, checking available limits, charges incurred, invoices and much more.
Another very interesting feature of the app is the virtual card, which can be managed so that you can make purchases online more securely, as it is numbered differently than a physical card.
Surprise Mastercard
There are several advantages to applying for the Banco Pan Zero Annual Fee credit card, but one of the most interesting is the Mastercard Surpreenda program, which allows the consumer to accumulate points for each purchase made with the card.
This way, the more points you accumulate, the greater your chances of getting special offers from various Mastercard partners or exchanging them for vouchers. You will earn 1 point regardless of the purchase amount.
Participation in this program is free and optional, so those interested in participating must register on the official Mastercard Surpreenda page using their CPF. The entire process is quick and easy to carry out.
→ Apply for a high limit credit card! Click here to see cards with no minimum income requirement!
Is the Banco Pan Zero Annuity credit card safe?
Banco Pan, the official issuer of the Zero Annual Fee credit card, is a very serious company with a primary focus on the security of its customers. With the help of technology, the agency is able to provide the best possible security solution.
Anyone who requests the Banco Pan Zero Annuity credit card will be able to count on a security chip developed to protect customers and all their financial data, requiring a PIN for all transactions.
The only exception is for transactions made via contactless, but only for purchases of up to R$1,000.00 using this payment method. It is worth remembering that even the data provided at the time of recruitment is encrypted for your security.
How to apply for the Banco Pan Zero Annual Fee credit card
If you want to apply for the Banco Pan Zero Annual Fee Credit Card to benefit from this great financial solution in your daily life without opening a digital account, just follow these steps:
- Visit the official website of Banco Pan;
- A form will open, which you must fill out very carefully to avoid errors;
- Enter your CPF, full name, gender, email, cell phone or landline and click “Next”;
- In the second step, you must provide your monthly income, ID, date of birth and mother's full name. After that, click on “Next”;
- The third step involves informing where you live, so fill in the zip code, address, number, complement, neighborhood, state and city fields correctly. After that, click “Next”;
- In the final step, you can configure some settings related to your card. Select a date for the invoice to be due and click on the other options you want to get with the new product;
- Finally, click on “I have read and agree to the Privacy Policy” and “Request Card”;
- Get ready! Your proposal has been sent and Banco Pan will inform you if the card has been approved.
