The Digio credit card is perfect for those looking for a good financial solution with no annual or annual fees. The product is distributed by the Digio platform and has been used by thousands of people since its launch.
The plastic is Visa branded and allows customers to make national and international purchases in more than 200 different countries, with some exclusive benefits for cardholders.
One of the main differences associated with this product is that it comes with the Livelo points program, through which you can get discounts and various products, including airline tickets.
The Digio
Digio is a multiple bank that operates exclusively through a digital platform dedicated to individuals. The company was founded in 1981 as American Express Leasing.
Currently, the company has more than 1.6 million customers across the country who can count on financial services such as loans, insurance and debit or credit cards.
As it is a serious company that has been on the market for a long time, the products it offers are of high quality, and the Discover Digio credit card has also satisfied most of the customers who purchase it.
How does this plastic work?
The Digio credit card is a simple product that can be requested through the financial institution's official website or app without much bureaucracy. It is issued under the Visa International brand, so you can buy with confidence.
To give customers complete management of their cards, Digio has created an application that can be easily installed on Android and IOS devices, where you can view your invoices, limits and much more.
The design of this card is authentic, as it contains 2 shades of blue, as well as a security chip that protects customer data. Another difference is that the plastic allows contactless payment.
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Benefits provided
In addition to being completely free of annual fees and not charging recurring interest, the card has benefits such as the possibility of making purchases at Digio stores with special conditions and withdrawing money from the Banco24Horas network.
The Fintech also does not charge a fee for issuing a second copy of the Digio and Visa credit card and, in addition to allowing international purchases, it also offers some exclusive benefits.
Another advantage of this card is that it has a feature called DigiCash, which allows up to 40% of the card limit to be transferred to a digital account. This prepayment is made within one business day and can be paid in up to 12 installments.
The Digio credit card offers its customers the Livelo points program, meaning that all purchases generate points that can be accumulated and exchanged for products, exclusive discounts and travel services.
Integral conversion can be done in three different ways, which are:
- For every R$ 1.00 spent on an invoice, 1 Livelo point is generated (1 to 1 Plan);
- For every R$ 2.00 spent on an invoice, 1 Livelo point is generated (2 for 1 plan);
- For every R$ 3.00 spent on an invoice, 1 Livelo Point is generated (3 for 1 Plan).
Who can have a Digio credit card?
To be a Digio cardholder, the interested party must be Brazilian and have no violations with the Federal Revenue Service. These criteria must be followed to facilitate approval of the Digio credit card.
Another requirement is that the contractor must be at least 18 years old, as Brazilian law establishes that minors cannot hold a credit card, except for young people over 16 years old.
As your personal and financial situation will be subject to a prior credit analysis, your score is also interesting, as this defines you as a good payer in the financial market.
Is the Digio card worth it?
This credit card is great and is mainly aimed at those who want to have a completely digital financial experience, as it is issued by a fintech and managed through an app.
Overall, plastic has excellent benefits, especially when you consider the free annual fee. The Livelo program is also very interesting, as customers have access to several exclusive opportunities.
The contracting conditions are considered standard, with the advantage of not requiring a minimum monthly income to acquire a Digio card. Therefore, it is fair to say that the card is worth the money.
Digio Service Center
If you still have any questions about your Digio credit card, please contact Customer Service at:
- SAC – 0800-333-8735 (24 hours);
- Assistance for the Hearing or Speech Impaired – 0800-333-8736 (24 hours).
