Digio is a well-known fintech company, known for providing a variety of innovative financial services to its customers. Today we'll talk about how to apply for the Digio credit card, one of its best-selling products.
The Digio card is very popular among its recruiters because it waives annual fees and revolving credit interest. Digio's cutting-edge technology simplifies recruitment.
Another advantage of this card is that it features the Visa International logo, which provides greater convenience for customers when shopping in physical and online stores around the world.
The advantage of recruiting
Banco Digio, which issues credit cards, offers several advantages to those who decide to apply for a Digio credit card, such as interest-free revolving credit and no reissue fees.
The holder of this card can make national and international withdrawals, purchases at Digio stores with special conditions and emergency withdrawals from the Banco24Horas network.
Because the Visa brand provides an international shopping experience, the card is accepted by more than 24 million institutions in approximately 200 countries around the world, which is a considerable advantage.
About the fees and charges charged
As mentioned previously, there is no annual fee for those who apply for the Digio credit card, and there is no interest rate on the revolving credit card. Fees include:
- Issuer installment 3.99% per month;
- 6.50 reais for emergency credit assessment;
- IOF is used for international withdrawals, which is 6.38% of the withdrawal amount;
- The IOF for withdrawals in the country is 0.38% of the withdrawal amount + 0.0082% for daily IOF;
- Monthly fee of 7,90% for national and international withdrawals.
Digio App
Once approved after applying for a Digio credit card, interested parties will have immediate access to the app developed by the fintech. Its purpose is to provide the cardholder with a means of managing the card.
The app offers a variety of features for checking invoices, making payments, viewing reports, requesting limit increases, paying bills in installments, unlocking your physical card, and much more.
Another very interesting feature offered by the Digio app is virtual cards. These cards allow customers to make purchases online more securely, as they hold a different amount of money than a physical card.
→ Apply for a high limit credit card! Click here to see cards with no minimum income requirement!
Digio credit card application conditions and methods
The agency defines some basic recruitment requirements that those interested in applying for the Digio credit card must follow, namely:
- be over 18 years old;
- Being Brazilian;
- have a clean name;
- No IRS violations;
- Does not require minimum income;
If you meet these requirements and want to purchase your Digio card, just follow these steps:
Visit the official Digio website;
On the right side of the page you will find a short card application form;
Enter your full name, valid email address, cell phone number, CPF and date of birth;
After that, click on “I'm not a robot” and then click on “Request your card”;
Get ready! Fintech has received your credit card application and will send you new guidelines via email soon.
I want a Digio card, what do I do now?
After you apply for a Digio credit card, the bank will analyze your personal data against your CPF (Brazilian Individual Taxpayer Registry). If you meet the above requirements, Digio will send you new information about your registration via email.
Once approved, you don't need to wait for the physical card to arrive, just install the app and start shopping with a virtual card that only allows online purchases.
Physical cards take approximately 7 days to arrive at your address and must be unlocked via the app.
Once you're done, simply start using it at any institution that accepts the Visa logo.
Other advantages of the Digio card
The Digio card is also known as Little Blue because of its two-tone blue design. The card also contains a security chip that protects all of the cardholder's financial data.
The Digio physical card also features contactless technology, which is gaining more and more ground in the financial market, allowing contactless payments for amounts up to R$1,400.00.
Find out if Digio is a reliable company
To determine whether Digio is a reputable and trustworthy company, we used the Reclame Aqui website as a benchmark. On the platform, customers give the financial institution an 8.1 rating, considered excellent.
So far, the number of complaints has been low, with 95.1% of them being seriously responded to by the Digio team, with a resolution rate of 86%. It's safe to say that Banco Digio has a good reputation and is trustworthy.
