Digio is a well-known fintech in the market, known for providing a variety of innovative financial services to its audience. Today we are going to talk about how to apply for the Digio credit card, one of its best products.
The Digio card is very popular among its customers because it eliminates annual fees and interest on revolving credit. The high technology provided by Digio simplifies recruitment.
Another advantage of this plastic is that it bears the Visa International logo, which provides greater convenience for customers to purchase in physical and virtual stores around the world.
The advantage of recruiting
Banco Digio, which issues plastics, offers several advantages for those who decide to apply for the Digio credit card, such as interest exemption on revolving credits and no reissuance charges.
The holder of this card can make national and international withdrawals, purchases at Digio stores with special conditions and emergency withdrawals on the Banco24Horas network.
As the Visa brand provides an international shopping experience, the card is accepted by more than 24 million institutions in approximately 200 countries around the world, which is a considerable advantage.
About tariffs and fees charged
As mentioned previously, there is no annual fee for those who apply for the Digio credit card, and there is no interest rate on the revolving credit card. Fees charged include:
- Issuer installments of 3.99% per month;
- 6.50 reais for emergency credit assessment;
- IOF is used for international withdrawals, which is 6.38% of the withdrawal amount;
- The IOF for withdrawals in the country is 0.38% of the withdrawal value + 0.0082% for daily IOF;
- Monthly fee of 7.90% for national and international withdrawals.
Digio app
Once approved after applying for the Digio credit card, interested parties will have immediate access to the application developed by the fintech. Its function is to be a means for the holder to manage the plastic.
There are several functions in the app to consult invoices, make payments, consult reports, request limit increases, split invoices, unlock your physical card and much more.
Another very interesting feature provided by the Digio app is virtual cards. Through it, customers can make purchases online more safely, as it has a different amount than a physical card.
→ Apply for a high limit credit card! Click here to see cards with no minimum income requirement!
Digio credit card application conditions and methods
The agency defines some basic recruitment requirements that those interested in applying for the Digio credit card must follow, namely:
- be over 18 years old;
- Being Brazilian;
- have a clean name;
- No infractions with the IRS;
- No minimum income required;
If you follow these requirements and want to purchase your Digio card, simply follow these steps:
Visit the official Digio website;
On the right side of the page you will find a small card request form;
Enter your full name, valid email, cell phone, CPF and date of birth;
After that, click on “I'm not a robot” and then click on “Request your card”;
get ready! Fintech has received your credit card application and will email you new guidelines shortly;
I want a Digio card, what do I do now?
After applying for a Digio credit card, the bank will analyze your personal data in relation to your CPF. If you meet the rules above, Digio must send new information about your registration by email.
Once approved, you don't need to wait for the physical card to arrive, just install the app and start shopping with a virtual card that only allows online purchases.
Physical cards take approximately 7 days to arrive at your address and must be unlocked via the app.
When you're done, just start using it at any institution that accepts the Visa logo.
Other differences of the Digio card
The Digio card is also known as Little Blue because of its two-tone blue design. The plastic also contains a security chip that protects all of the holder's financial data.
The Digio physical card also features contactless technology, which is gaining more and more space in the financial market, allowing contactless payments for amounts up to R$ 200.00.
Find out if Digio is a trustworthy company
To find out if Digio is a reputable and trustworthy company, we use the Reclame Aqui website as a reference. On the platform, customers give financial institutions a score of 8.1, considered excellent.
So far, the number of complaints has been low, with 95.1% of them being responded to seriously by the Digio team, with a resolution rate of 86%. It can be said that Banco Digio has a good reputation and is trustworthy.
