This article is for anyone looking for practical and simple financial solutions. Here, you will learn how to apply for the Ame Digital credit card, which comes with great benefits and no annual fee.
The product was developed in collaboration between Rede Americanas and Banco do Brasil. It is currently issued under the Mastercard banner, which also allows international purchases in physical or virtual stores.
One of the biggest advantages of this card is that it can be linked to a free and fully functional digital wallet. Below you will learn about the other benefits of this card and how to get yours.
Benefits
Many people think that the Ame Digital card is a basic product that brings few benefits, but it has many advantages, such as:
- Installments of up to 24x without interest when purchasing at Americanas stores;
- There will be no annual fee when applying for this card before December 31, 2021;
- After approval, you can start shopping without waiting for the physical card to arrive, the electronic card will be available in the Ame app;
- contactless payments using contactless technology;
- Enjoy the benefits of Ourocard.
You can also participate in Mastercard overbooking for free when you apply for an Ame Digital credit card under the Mastercard brand. To do this, simply register on the program's official website.
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Money back
In addition to all the advantages mentioned above, the holder of this card can also count on the cashback program. This is a great benefit that you can manage through the Ame app.
When paying for the app at a partner institution, you will be reimbursed a percentage of the purchase price of the selected product. The refund will be issued within 30 days or 7 days from the date of delivery of the product.
Even before applying for an Ame Digital credit card, you can open your digital wallet, through which you will earn cashback. This benefit never expires and you can accumulate and use your balance at any time.
Banco do Brasil App
Anyone who opens an account at Banco do Brasil can use the application developed by the financial institution. This platform allows you to fully manage your Ame Digital credit card in a practical and secure way.
This way you can check your limits, check purchases, check invoices and other functions related to your bank account such as payments, transfers, PIX and much more.
This platform is completely free and you can find it in the Google Play and Apple Store. Another cool thing about the app is that it has great reviews and doesn't take up much space on your device's memory.
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Prerequisites for Requesting the Ame Digital Credit Card
To apply for the Ame Digital credit card, the parties must follow the basic prerequisites defined by Banco do Brasil, otherwise the card will hardly be approved.
First, to be eligible, an individual must be at least 18 years old, with the exception of minors who are 16 or older. The minimum monthly income required has not been disclosed.
Since the credit is granted directly to the borrower, people with negative credit ratings and low scores will not be able to apply. This is because the risk of default is considered high, resulting in the card not being approved.
How to apply for an Ame digital credit card
Thanks to technology, those interested in applying for an Ame Digital credit card can obtain it 100% online. The first step is to open the Ame digital wallet as follows:
- Access your cell phone's app store and download the Ame Digital app;
- After that, open the app and tap “Create my Ame account” on the home screen;
- Enter your CPF now;
- Enter your full name and date of birth;
- Enter your email and confirm. Also enter your cell phone number;
- The verification code will be sent to the number provided, just enter it in the app to continue;
- Finally, create a password, which must have at least 8 characters, one capital letter and one number;
- Done, your account is open, confirmation email to request an Ame Digital card;
- Once confirmed, access the app and tap on “Ame Cards” and then on “Credit Cards”;
- Other personal data will be requested, just fill them in correctly and send them;
- During the process, some documents will be requested, such as ID, proof of residence and proof of income, so keep it with you;
- After notification of all mandatory content, send your suggestion and that's it!
Your information will be briefly analyzed and if everything is correct, the card will be approved and sent to your home.
