In the previous article, you learned a little about the Safra Visa Platinum credit card. Now we will reveal the main benefits and actions of applying for this exclusive card from Banco Safra.
Knowing yourself is essential before hiring any financial service, so you should continue reading this article with us.
Safra Visa Platinum Credit Card: Pros and Cons
This credit card is a platinum card. Cards in this section can only be applied for by people with higher incomes. In addition, its annual fee can be considered high.
These questions may be considered negative. However, this may not be a problem due to the higher yield in the Safra Visa Platinum credit card customer profile.
However, the requirement to be a Banco Safra account holder may alienate some, as having multiple banks or migrating to another institution may be more laborious.
There’s a lot more to this card, and that’s what we’re going to look at now. Check out the list of benefits to see what the Safra Visa Platinum can offer you:
- Safra Rewards: Earn 2 points for every US$1 spent on international purchases and 1.5 points for every dollar spent in the country, valid for 2 years;
- Hotel exclusivity;
- VIP lounges and restaurants at the airport: exclusive services;
- International medical emergency insurance;
- car rental insurance;
- Price Protection: If you find it cheaper, Visa will refund the difference;
- Purchase protection: against accidental damage;
- extended warranty;
- Visa Concierge: 24-hour assistance with booking flights and other services.
→ Apply for a high-value credit card! Click here to see, no minimum income requirement!
APP
The Safra Visa Platinum credit card and the Banco Safra checking account share the same app. You can manage everything in one place using the Banco Safra app, which can be downloaded from your smartphone's app store.
Here are some features of this app:
- Start shopping in real time;
- generate invoices;
- Use your checking account balance to pay bills;
- Safra current account services: investment, transfer, payment, PIX, etc.;
- border management;
- Track your points balance on Safra Rewards.
What is the credit card limit?
Banco Safra does not specify the purchase limit value, as it will be determined by your financial history. However, it is undeniable that platinum card holders have high incomes and high quotas.
As the limit value depends on the result of the credit analysis carried out by the bank, people who score high on Serasa and do not have CPF restrictions and do not delay paying their bills obtain a value more appropriate to their purchasing power.
→ Apply for a high limit credit card! Click here to see cards with no minimum income requirement!
How to apply for a credit card
The Safra Visa Platinum credit card must be requested at a Banco Safra branch. There is no option to apply online. This would make things much easier, but unfortunately it is not possible.
If you are already a customer, show your ID, RG or CNH and speak to your manager. But if you haven't done so yet, you will need to open a current account first.
This option offers some interesting benefits, such as Safra Rewards. In addition, it has the benefits that Visa offers, which all of the brand's platinum cards have.
But it's up to you to decide whether you'll actually use these benefits, as they're only worth it if they're part of your daily routine. Furthermore, the fact that you're a current account holder is a disadvantage. If you need to open an account, it's best to look for another option.
