The Delta SkyMiles Reserve American Express Card is designed to help you travel more easily and save on Delta flights. This is the first Delta credit card you can get.
One of the best features is the Annual Companion Certificate, which provides cardholders with a free round-trip companion ticket in first class or domestic main cabin.
Plus, the card offers miles for every purchase made with the card, unlimited Delta Sky Lounge access, concierge services, and more.
The Delta Reserve Card is the ideal credit card for frequent travelers who want to pay off their credit card bills in full each month and travel with free companion tickets that are worth more than the card’s high annual fee.
Delta Reserve Airline Card Pros & Cons
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Free Companion Certificate
The $550 annual fee for the Delta Reserve credit card (see rates and fees; terms and conditions apply) is higher than many other travel credit cards.
But if you use the annual companion certificate on Delta flights that cost more than $550, you’re getting your money’s worth.
Complimentary Companion Annual Passes are valid for any first or main cabin Delta round-trip travel booked through the primary Delta Reserve cardholder.
With many first-class flights costing over $550, the annual fee is well worth it.
Medallion Elite Travel Program
Delta Air Lines offers travelers a number of benefits, including the Delta Reserve credit card, a frequent flyer program called SkyMiles, and Medallion, an elite travel program.
Your journey and the use of your Delta Reserve Credit Card will allow you to advance to four Medallion tiers: Silver, Gold, Platinum and Diamond.
Your earnings increase as you level up. Benefits of the Medallion Program include:
- Upgrade the cabin for you and a companion
- Medallion Miles (Faster to Elite Travel Status)
- Complimentary Delta Sky Lounge access and discounted access for up to two guests
- Delta Free Checked Baggage
- Up to $1,250 for carry-on baggage and up to $500 for checked baggage
- Delta Priority Check-In/Boarding
- No foreign transaction fees
Many of these travel benefits also help cardholders pay the card’s annual fee.
For example, the annual membership fee for unlimited access to the Delta Sky Club lounge is $450 per year. The first checked bag on a Delta flight is $25, saving you $50 in baggage fees per round trip.
With these benefits, plus free companion tickets, the annual fee is increasingly worthwhile for Delta’s frequent flyers.
Delta Reserve Credit Card Offers
In addition to travel benefits, the Delta Reserve Card offers cardholders many other benefits.
Moving service
Concierge services are available 24 hours a day, 7 days a week for cardholders.
If you need help finding and making restaurant reservations, arranging special event details, or advice on choosing a special gift, the concierge team is at your service. There is no fee for this service.
Global Helpline
Your Delta Reserve card also gives you access to the Global Assist hotline.
If you lose your passport, get sick, or need a lawyer while traveling more than 100 miles from where you live, call the hotline for help.
They can even help you find English-speaking doctors abroad. Cardholders are responsible for all third-party fees, but use of the Global Assist hotline is free.
Advanced Roadside Assistance
Cardholders can access emergency services 24 hours a day, 7 days a week, up to 4 times a year for towing, flat tire or dead battery.
Your Delta Reserve roadside assistance will keep you covered even when the vehicle is parked in your own driveway.
Delta Reserve Credit Card Protection
When you use your card to make purchases, you are entitled to additional protections that you do not have when shopping with cash or other cards.
Extended Warranty
Use your card to purchase any product with a warranty of 5 years or less, and you can extend the manufacturer’s warranty by one year.
Return Protection
Some stores or brands only allow returns within 30 days of purchase.
If you made a purchase with a Delta Reserve card, you can return it within 90 days of purchase.
You are also entitled to additional protections when you rent a car or book a trip with your credit card.
Simply opt out of comprehensive insurance when renting a car, and your card will protect you if the rental is damaged or stolen.
Use your card to book travel arrangements by plane, train, bus or boat and you and your family will receive travel accident insurance covering accidental death and personal injury.
APR
The APR for Delta Reserve credit card purchases is a variable rate based on your credit history and other factors. Generally, these rates are very similar to other airline credit cards.
Final judgment
The annual free companion certificate for the Delta Reserve credit card is an attractive feature, along with other perks and benefits that the card offers customers.
Whether this card is right for your needs depends on how often you travel and whether you pay your card balance in full each month.
While there’s a free companion certificate for every year’s fare, you’ll need to pay a $550 annual fee to get it.
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