Best Delta Credit Cards 2022
Best Delta Credit Cards 2022

Best Card Summary

Delta SkyMiles American Express Gold: Best for Earning Bonus Miles with Flight Points

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After spending $1,000 on the card in the first three months, you can earn 40,000 bonus miles, and after spending $10,000 on the card in a calendar year, you can earn $100 in Delta flight credits to use in future travel. This card provides 2 miles per dollar on Delta Air Lines and U.S. supermarkets and restaurants worldwide (including U.S. takeout and delivery), and 1 mile per dollar on all other eligible purchases. The Delta SkyMiles American Express Gold Card has no annual fee for the first year, $99 thereafter, and a free first checked bag. (see prices and fees). Read the full review.

Delta SkyMiles Blue American Express Card: Your Best Choice for Easy Dividends

The Delta SkyMiles Blue American Express Card offers 10,000 bonus miles after spending $500 on the card in the first three months, and there is no annual fee (see Rates and Fees). Cardmembers will earn 2 miles per dollar spent at restaurants around the world and U.S. takeout and delivery, 2 miles per dollar on Delta purchases, and 1 per dollar on all other eligible purchases mile. Receive a 20% statement credit back on eligible Delta food, beverages and headphones onboard.

Delta SkyMiles Platinum American Express Card: Best for Annual Companion Certificate

This card offers 3 miles per dollar on Delta purchases and direct from hotels; 2 miles per dollar at restaurants worldwide (including U.S. takeout and delivery) and U.S. supermarkets; and 1 mile per dollar on all other eligible purchases . After spending $2,000 with the Delta SkyMiles Platinum American Express Card in the first three months, you can earn 50,000 bonus miles and 5,000 Medallion qualifying miles for Delta Elite status. Cardholders pay an annual fee of $250, but you get a number of benefits when you renew your card, including an annual round-trip master cabin crew certificate. (see prices and fees). Read the full review.

Delta SkyMiles Reserve American Express Card: The Best Award Miles for Elite Status

Earn 50,000 bonus miles and 10,000 Medallion qualifying miles for Delta Elite status after spending $3,000 on your new card in the first three months. You also have the option to earn up to 60,000 Status Boost Medallion status miles per year after spending $30,000 on your card in a calendar year. The Delta SkyMiles Reserve American Express card has an annual fee of up to $550, but offers a round-trip companion certificate when you renew your card and other valuable benefits. Cardholders will earn 3 miles per dollar on Delta purchases and 1 mile per dollar on all other eligible purchases. (see prices and fees).

Delta SkyMiles Gold Business American Express Card: Welcome Offer and Annual Flight Credits for Small Business Owners

Cardholders earn 2 miles per dollar on eligible purchases made directly from Delta, eligible U.S. promotional purchases in select media, and eligible U.S. mail order and restaurant purchases, on all other eligible purchases Earn 1 mile per dollar of purchases. After spending $2,000 on the card in the first three months, you can earn a welcome bonus of 50,000 bonus miles, and after spending $10,000 in a calendar year, you can earn $100 in future travel ticket credits. The Delta SkyMiles Gold Business American Express Card has no annual fee for the first year, $99 per year thereafter, and offers priority boarding and free first checked bag. (see prices and fees).

Delta SkyMiles Platinum Business American Express Card: Best Rewards Rate per Eligible Single Purchase for Small Business Owners

You will earn 3 miles per dollar on eligible purchases purchased directly from Delta and eligible purchases purchased directly from hotels, and 1 mile per dollar on other eligible purchases. Additionally, eligible individuals can earn 1.5 miles per dollar on purchases of $5,000 or more, up to a maximum of 50,000 miles per year. After spending $3,000 on the card in the first three months, you can earn 60,000 bonus miles and 5,000 Medallion Status Miles for Delta Elite status. The Delta SkyMiles Platinum Business American Express Card has an annual fee of $250 but offers many benefits such as: B. Priority boarding, free first checked bag and 20% savings on eligible in-flight purchases As a statement cedit.

Delta SkyMiles Business American Express Card: Best Premium Benefits for Small Business Owners

This card earns 3 miles per dollar on eligible purchases directly from Delta and 1 mile per dollar on all other purchases. If you spend at least $150,000 on the card in a calendar year, that will increase to 1.5 miles per $1 for the rest of the year. After spending $4,000 on the card in the first three months, you can earn 60,000 bonus miles and 10,000 Medallion Status Miles for Delta Elite status. The Delta SkyMiles Business American Express Card has an annual fee of $550, but includes access to the Delta Sky Lounge, concierge services, free first checked bag, and a 20% discount on eligible in-flight purchases as Claim credit.

How does the Delta Credit Card work?

Delta Air Lines is partnering with American Express to offer a co-branded credit card to earn miles and rewards in Delta’s SkyMiles loyalty program. You must join the program to earn miles, and then you should consider using a Delta SkyMiles credit card, especially if you’re a Delta frequent flyer. One of these cards can accelerate your earnings and provide other perks that enhance your travel, such as: B. Free checked bags, priority boarding and elite tier points.

Delta SkyMiles credit card purchases award miles for card purchases and generally provide the most miles for Delta purchases. You can earn at least 2 miles for every dollar you spend in Delta, whether you choose a consumer or business credit card. Cardmembers can also earn miles on everyday purchases, such as groceries and takeout, and SkyMiles rewards can help you increase your earnings in certain spending categories.

SkyMiles never expires and can be redeemed for flights, vacation packages, hotel stays, gift cards, and even charitable donations.
The range of co-branded airline cards includes a choice of four consumer credit cards and three business credit cards. Consumer choices range from a basic card with no annual fee to a premium card with luxurious perks, each with a welcome benefit that earns you bonus miles when you meet your spending requirements.

Who should get a Delta Air Lines credit card?

The Delta SkyMiles Credit Card may be right for you if:

  • They have good credit, corresponding to a FICO score of 670 to 850.
  • You intend to fly on Delta at least a few times a year.
  • You’ll live near a Delta hub, which makes flying with Delta even more convenient.
  • You want to reach elite status fast.
  • You intend to take advantage of Delta travel benefits.

How to Choose the Best Delta Credit Card

Evaluate which card features are most important to you and how much value you can get from each card to choose the best Delta SkyMiles credit card. Maybe you’re willing to pay for the savings of free checked bags or the convenience of early boarding.

Below is a comparison of Delta credit card deals to help you choose the right credit card.

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Best Delta Air Lines Credit Cards Compared

CREDIT CARD

REWARDS RATE

INTRO BONUS

ANNUAL FEE

APR

Delta SkyMiles® Gold American Express Card

2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S.

1X Mile on all other eligible purchases.

earn 40,000 Bonus Miles

$0 introductory annual fee for the first year, then $99.

16.49% – 25.49% Variable

Delta SkyMiles® Blue American Express Card

2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.

2X Miles per dollar spent on Delta purchases

1X Mile on all other eligible purchases

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earn 10,000 bonus miles

$0

16.49% – 25.49% Variable

Delta SkyMiles® Platinum American Express Card

3X Miles on Delta purchases and purchases made directly with hotels.

2X Miles at restaurants worldwide, including takeout and delivery in the U.S. and at U.S. supermarkets.

1X Miles on all other eligible purchases.

earn 50,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs)

$250

16.49% – 25.49% Variable

Delta SkyMiles® Reserve American Express Card

3X Miles on Delta purchases

1X Mile on all other eligible purchases

earn 50,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs)

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$550

16.49% – 25.49% Variable

Delta SkyMiles® Gold Business American Express Card

2 Miles on every dollar spent on eligible purchases made directly with Delta, on every dollar spent on eligible U.S. purchases for advertising in select media, on every dollar spent on eligible U.S. shipping purchases, on every eligible dollar spent at restaurants.

1 Mile on every eligible dollar spent on other purchases.

earn 50,000 Bonus Miles

$0 introductory annual fee for the first year, then $99

16.49% – 25.49% Variable

Delta SkyMiles® Platinum Business American Express Card

1.5 miles per dollar on single eligible purchases of $5,000 or more (that’s an extra half mile per dollar), up to 50,000 additional miles per year. If your purchase qualifies for a category that has a higher mileage accelerator, only the higher accelerator will apply (ex. you would earn 3X miles on purchases made directly with Delta and Hotel Stays instead of 1.5X).

1 Mile on every eligible dollar spent on other purchases.

earn 60,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs)

$250

16.49% – 25.49% Variable

Delta SkyMiles® Reserve Business American Express Card

3 Miles on every dollar spent on eligible purchases made directly with Delta.

earn 60,000 Bonus Miles and 10,000 Medallion® Qualification Miles (MQMs)

$550

16.49% – 25.49% Variable

Delta SkyMiles Consumer Credit Card Comparison

DELTA SKYMILES BLUE AMERICAN EXPRESS CARD DELTA SKYMILES GOLD AMERICAN EXPRESS CARD DELTA SKYMILES PLATINUM AMERICAN EXPRESS CARD DELTA SKYMILES RESERVE AMERICAN EXPRESS CARD
Annual Fee $0 $0 for the first year and then $99 $250 $550
Rewards for Delta Purchases 2 miles per dollar 2 miles per dollar 3 miles per dollar 3 miles per dollar
Rewards in Other Spending Categories 2 miles per dollar at restaurants worldwide and on U.S. takeout and delivery purchases; 1 mile per dollar on all other eligible purchases 2 miles per dollar at U.S. supermarkets and at restaurants worldwide, including U.S. takeout and delivery purchases; 1 mile per dollar on all other eligible purchases 3 miles per dollar on purchases made directly with hotels; 2 miles per dollar at U.S. supermarkets and at restaurants worldwide, including U.S. takeout and delivery purchases; 1 mile per dollar on all other eligible purchases 1 mile per dollar on all other eligible purchases
Free First Checked Bag No Yes Yes Yes
Priority Boarding No Yes Yes Yes
Airport Lounge Access No No Discounted Sky Club access Free Sky Club access and two guest passes annually
Annual Companion Certificate No No Domestic main cabin round trip Domestic first class, Delta Comfort+ or main cabin round trip
$100 Delta Flight Credit After Meeting Spending Requirement No Yes No No

 

Delta SkyMiles Business Credit Card Comparison

DELTA SKYMILES GOLD BUSINESS AMERICAN EXPRESS CARD DELTA SKYMILES PLATINUM BUSINESS AMERICAN EXPRESS CARD DELTA SKYMILES RESERVE BUSINESS AMERICAN EXPRESS CARD
Annual Fee $0 for the first year and then $99 $250 $550
Rewards for Delta Purchases 2 miles per dollar 3 miles per dollar 3 miles per dollar
Rewards in Other Spending Categories 2 miles per dollar on eligible U.S. advertising purchases in select media, on eligible U.S. shipping purchases and at restaurants; 1 mile per dollar on all other eligible purchases 3 miles per dollar on eligible purchases made directly with hotels; 1.5 miles per dollar on single purchases of at least $5,000 for up to 50,000 miles annually; 1 mile per dollar on other eligible purchases 1.5 miles per dollar on all eligible purchases, excluding Delta purchases, once you spend at least $150,000 in a calendar year; 1 mile per dollar on all other purchases
Free First Checked Bag Yes Yes Yes
Priority Boarding Yes Yes Yes
Airport Lounge Access No Discounted Sky Club access Free Sky Club access when flying Delta
Annual Companion Certificate No Domestic main cabin round trip Domestic first class, Delta Comfort+ or main cabin round trip
$100 Delta Flight Credit After Meeting Spending Requirement Yes No No

Alternative Credit Cards for Delta Flyers

If you find yourself preferring the flexibility of earning miles and redeeming rewards on more than one airline, consider using an alternative to the Delta credit card. Regular travel credit cards bring rewards for everyday and travel purchases, and many come with solid travel deals. Consider whether the following would be more appropriate:

Chase Freedom Unlimited

This card is a US-issued News winner of the Best Credit Card of 2022 in the Cash Back Credit Cards category, and for good reason. Chase Freedom Unlimited offers 5% cash back on travel booked through the Chase Ultimate Rewards portal; 3% off restaurant and drugstore purchases; and 1.5% back on all other purchases. Cardholders earn up to $20,000 in cash back on $300 worth of purchases in the first year, plus a 1.5% bonus. The card has a 15-month introductory interest rate of 0% per annum on purchases and balance transfers, and there is no annual fee.

Discover it Miles

Discover matches every mile you earn in the first year and offers unlimited mileage at 1.5 miles per dollar per purchase. Exchange miles for any amount of cash to pay bills or earn points for travel purchases. This simple travel credit card has no annual fee and allows you to use rewards to pay on Amazon or PayPal. You can buy flights with no blackout dates and your miles will not expire even if your account is closed.

Capital One VentureOne Rewards Credit Card

The Capital One VentureOne Rewards credit card is issued in the United States. News wins Best Credit Card for Travel Credit in 2022. Open a card and spend $500 in the first three months to earn 20,000 bonus miles, worth $200 for travel. This card earns unlimited 1.25 miles per dollar per purchase and 5 miles per dollar for hotel and rental car bookings made through the Capital One Travel Portal. Cardholders receive an introductory 0% APR on purchases and balance transfers within 15 months, with no annual fee.

American Express Platinum Card

This premium travel credit card has a whopping $695 annual fee, but it pays for itself if you’re a frequent flyer and make the most of it. After you spend $6,000 on the card in the first six months, you can earn 100,000 Membership Rewards points. Cardholders can earn $500,000 per calendar year up to $500,000 per calendar year on flights booked directly through the airline or through American Express Travel, and 5 points per dollar on prepaid hotels booked through American Express Travel. The American Express Platinum Card comes with a long list of points, such as: $200 per year in airfare credits, $200 per year in select hotel credits, and savings of up to $200 on Uber rides and Uber Eats grocery deliveries.

Delta Air Lines’ Best Credit Card Methodology

Eragoncred has been helping consumers make financial decisions for decades. In analyzing airline cards, we consider the card issuer’s overall satisfaction, APR, cardholder benefits, and annual fee, foreign transaction fee, and balance transfer fee per card. We also consider several factors related to rewards: ease and flexibility of redemption, airline reward earning rates, reward redemption value, and enrollment reward value. Satisfaction data is based on annual national surveys.

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