{"id":7875,"date":"2022-06-16T10:00:10","date_gmt":"2022-06-16T13:00:10","guid":{"rendered":"https:\/\/eragoncred.com\/?p=7875"},"modified":"2022-06-15T10:15:04","modified_gmt":"2022-06-15T13:15:04","slug":"apple-turns-your-iphone-into-a-fintech-service-with-paypal-affirm-and-more","status":"publish","type":"post","link":"https:\/\/eragoncred.com\/tr_w\/apple-paypal-ve-daha-fazlasiyla-iphoneunuzu-bir-fintech-hizmetine-donusturuyor\/","title":{"rendered":"Apple, PayPal, Affirm ve daha fazlas\u0131yla iPhone&#039;unuzu bir fintech hizmetine d\u00f6n\u00fc\u015ft\u00fcr\u00fcyor"},"content":{"rendered":"<figure id=\"attachment_7881\" aria-describedby=\"caption-attachment-7881\" style=\"width: 700px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-7881 size-full\" title=\"Apple, PayPal, Affirm ve daha fazlas\u0131yla iPhone&#039;unuzu bir fintech hizmetine d\u00f6n\u00fc\u015ft\u00fcr\u00fcyor\" src=\"https:\/\/eragoncred.com\/wp-content\/uploads\/2022\/06\/aab_23_.webp\" alt=\"Apple, PayPal, Affirm ve daha fazlas\u0131yla iPhone&#039;unuzu bir fintech hizmetine d\u00f6n\u00fc\u015ft\u00fcr\u00fcyor\" width=\"700\" height=\"400\" srcset=\"https:\/\/eragoncred.com\/wp-content\/uploads\/2022\/06\/aab_23_.webp 700w, https:\/\/eragoncred.com\/wp-content\/uploads\/2022\/06\/aab_23_-550x314.webp 550w, https:\/\/eragoncred.com\/wp-content\/uploads\/2022\/06\/aab_23_-150x86.webp 150w\" sizes=\"(max-width: 700px) 100vw, 700px\" \/><figcaption id=\"caption-attachment-7881\" class=\"wp-caption-text\">Apple, PayPal, Affirm ve daha fazlas\u0131yla iPhone&#039;unuzu bir fintech hizmetine d\u00f6n\u00fc\u015ft\u00fcr\u00fcyor<\/figcaption><\/figure>\n<p>Apple bir fintech \u015firketi oluyor.<\/p>\n<p>\u015eirket, pazartesi g\u00fcn\u00fc d\u00fczenledi\u011fi geli\u015ftirici konferans\u0131nda, iPhone Wallet uygulamas\u0131 i\u00e7in Affirm ve PayPal gibi di\u011fer fintech \u015firketlerinin teklifleriyle do\u011frudan rekabet eden birka\u00e7 yeni \u00f6zellik duyurdu. En \u00f6nemlisi: &quot;Apple Pay Later&quot; adl\u0131 &quot;\u015fimdi sat\u0131n al, sonra \u00f6de&quot; hizmeti. Duyuru, Affirm hisselerini Pazartesi g\u00fcn\u00fc 5%&#039;den fazla, Sal\u0131 sabah\u0131 ise 4% daha art\u0131rd\u0131.<\/p>\n<p>Apple ayr\u0131ca bu ay\u0131n ilerleyen g\u00fcnlerinde iPhone&#039;unuzu kendi telefonlar\u0131yla temas ettirerek \u00f6deme yapman\u0131za olanak tan\u0131yan yeni bir \u00f6deme sistemini de piyasaya s\u00fcrecek. Block&#039;s Square&#039;in do\u011frudan rakibidir. iOS 16&#039;daki Wallet ile Apple Pay ile sat\u0131n al\u0131nan \u00e7evrimi\u00e7i sipari\u015fleri takip edebilirsiniz.<\/p>\n<p>T\u00fcm bunlar, Apple ekosisteminin en ilgin\u00e7 k\u00f6\u015felerinden birine i\u015faret ediyor: Wallet uygulamas\u0131ndaki s\u00fcrekli b\u00fcy\u00fcyen finansal \u00fcr\u00fcnler paketi. Bu \u00f6zelliklerin \u00e7o\u011fu do\u011frudan Apple&#039;a para kazand\u0131rmak i\u00e7in tasarlanmam\u0131\u015f olsa da, Apple Pay&#039;i hen\u00fcz denememi\u015f olanlar i\u00e7in daha \u00e7ekici hale getiriyor. (Apple, her Apple Pay i\u015fleminin yaln\u0131zca k\u00fc\u00e7\u00fck bir y\u00fczdesini olu\u015fturuyor, dolay\u0131s\u0131yla bunu kullanan ki\u015fi say\u0131s\u0131 ne kadar fazla olursa Apple i\u00e7in o kadar iyi.) \u00c7o\u011fu \u00f6nemli yeni iOS \u00f6zelli\u011fi gibi, m\u00fc\u015fterileri Apple ekosistemine ba\u011fl\u0131yor. Sistem haz\u0131r oldu\u011funda yeni iPhone&#039;a ba\u011flanmak i\u00e7in ba\u015fka bir mekanizma.<\/p>\n<p>Ancak Apple&#039;\u0131n yeni C\u00fczdan \u00f6zelli\u011fi ekonomik belirsizliklerin ya\u015fand\u0131\u011f\u0131 bir d\u00f6nemde geliyor. Enflasyon hala \u00e7\u0131lg\u0131nca. Do\u011falgaz fiyatlar\u0131 rekor seviyelere ula\u015fmaya devam ediyor. Yakla\u015fan bir durgunluk konusunda \u00e7ok say\u0131da ger\u00e7ek endi\u015fe var. Bu e\u011filimler y\u0131l boyunca devam ederse Apple, insanlar\u0131n daha fazla sat\u0131n almas\u0131n\u0131 sa\u011flayacak yeni bir \u00fcr\u00fcn piyasaya s\u00fcrmekte zorlanabilir.<\/p>\n<p>Apple&#039;\u0131n \u015fimdi al sonra \u00f6de rakibi, son aylarda t\u00fcketici harcamalar\u0131n\u0131n mal harcamalar\u0131ndan hizmetlere kaymas\u0131yla zorluklarla kar\u015f\u0131 kar\u015f\u0131ya kald\u0131. Robinhood, PayPal ve Coinbase gibi di\u011fer fintech ve kripto \u015firketleri de bu y\u0131l zorluklarla kar\u015f\u0131la\u015ft\u0131.<\/p>\n<p>Apple&#039;\u0131n Wallet i\u00e7in uzun vadeli bir vizyonu var. \u015eirket pazartesi g\u00fcn\u00fc en son \u00f6zelli\u011fi duyurdu\u011funda, y\u00f6neticiler nihai hedefin fiziksel c\u00fczdan\u0131n\u0131zdaki her \u015feyin yerini alacak bir dijital c\u00fczdan uygulamas\u0131 oldu\u011funu s\u00f6yledi.<\/p>\n<p>Ancak baz\u0131 alanlarda i\u015fler yava\u015f ilerliyor. \u00d6rne\u011fin, ge\u00e7en y\u0131l yaln\u0131zca birka\u00e7 ABD eyaletinde kullan\u0131ma sunulan ve yak\u0131nda birka\u00e7 eyalette daha kullan\u0131ma sunulmas\u0131 beklenen s\u00fcr\u00fcc\u00fc belgenizi eklemenize olanak tan\u0131yan \u00f6zellik gibi. Yine de kimli\u011finizi yaln\u0131zca Phoenix Havaalan\u0131&#039;ndaki TSA kontrol noktas\u0131nda kullanabilirsiniz. Otomobil \u00fcreticileri ayr\u0131ca, arac\u0131n\u0131z\u0131n anahtarlar\u0131n\u0131n dijital versiyonunu telefonunuzda saklaman\u0131za olanak tan\u0131yan bir iOS \u00f6zelli\u011fini benimsemekte de yava\u015f davrand\u0131lar.<\/p>\n<p>Yine de Apple d\u00fcn bana bu yava\u015f lansman konusunda pek endi\u015fe olmad\u0131\u011f\u0131n\u0131 s\u00f6yledi. T\u00fcketici talebinin, \u00fc\u00e7\u00fcnc\u00fc taraflar\u0131n teknolojiyi benimsemesini te\u015fvik etmesi umuluyor.<\/p>\n<p>Fintech taraf\u0131nda ise Apple, kredi kart\u0131 yerine iPhone ile \u00f6deme yapman\u0131n \u00f6tesinde Apply Pay ve Wallet&#039;a daha fazla \u00f6zellik ekleyerek \u00f6deme i\u015fini b\u00fcy\u00fct\u00fcyor. Apple&#039;\u0131n b\u00fcy\u00fckl\u00fc\u011f\u00fc nedeniyle, kullan\u0131mda olan 1 milyardan fazla cihazla, daha fazla insan bu \u00fcr\u00fcnlere maruz kalacak.<\/p>\n<p><strong>Daha fazla bilgi edin:<\/strong><\/p>\n<ul>\n<li>\n<blockquote><p><strong><a href=\"https:\/\/eragoncred.com\/tr_w\/american-express-centurion-black-kart-incelemesi\/\">American Express Centurion Siyah Kart \u0130ncelemesi<\/a><\/strong><\/p><\/blockquote>\n<\/li>\n<li>\n<blockquote><p><strong><a href=\"https:\/\/eragoncred.com\/tr_w\/x1-kredi-karti-basvurusu-nasil-yapilir\/\" target=\"_blank\" rel=\"noopener\">X1 Kredi Kart\u0131 \u2013 Nas\u0131l ba\u015fvurulaca\u011f\u0131n\u0131 kontrol edin.<\/a><\/strong><\/p><\/blockquote>\n<\/li>\n<li>\n<blockquote><p><strong><a href=\"https:\/\/eragoncred.com\/tr_w\/kader-kredi-karti-online-siparis-nasil-verilir\/\" target=\"_blank\" rel=\"noopener\">Destiny Kredi Kart\u0131 \u2013 \u00c7evrimi\u00e7i sipari\u015f nas\u0131l verilir.<\/a><\/strong><\/p><\/blockquote>\n<\/li>\n<li>\n<blockquote><p><strong><a href=\"https:\/\/eragoncred.com\/tr_w\/delta-skymiles-reserve-american-express-kart-incelemesi-daha-fazlasini-gor\/\" target=\"_blank\" rel=\"noopener\">Delta Skymiles\u00ae Reserve American Express Kart \u0130ncelemesi \u2013 Daha fazlas\u0131n\u0131 g\u00f6r\u00fcn.<\/a><\/strong><\/p><\/blockquote>\n<\/li>\n<li>\n<blockquote><p><strong><a href=\"https:\/\/eragoncred.com\/tr_w\/american-express-yeni-cek-hesabi-ve-yeniden-tasarlanan-uygulama-ile-musteri-deneyimine-odaklaniyor\/\" target=\"_blank\" rel=\"noopener\">AmEx, yeni \u00e7ek hesab\u0131 ve yeniden tasarlanan uygulamayla m\u00fc\u015fteri deneyimine odaklan\u0131yor<\/a><\/strong><\/p><\/blockquote>\n<\/li>\n<li>\n<blockquote><p><a href=\"https:\/\/themoneybest.com\/discover-it-rewards-card-rewards-see-how-it-works\/\" target=\"_blank\" rel=\"noopener\"><strong>Discover it\u00ae Rewards kart\u0131 \u00f6d\u00fcllerinin nas\u0131l \u00e7al\u0131\u015ft\u0131\u011f\u0131n\u0131 g\u00f6r\u00fcn<\/strong><\/a><\/p><\/blockquote>\n<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Apple is becoming a fintech company. The company announced at its developer conference on Monday several new features for the iPhone Wallet app that directly compete with offerings from other fintech companies such as Affirm and PayPal. Most importantly: a &#8220;buy now, pay later&#8221; service called &#8220;Apple Pay Later.&#8221; The announcement sent Affirm shares up [&hellip;]<\/p>","protected":false},"author":5,"featured_media":7881,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[3146],"tags":[1612,3281,3327,538,539],"class_list":{"0":"post-7875","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-company","8":"tag-apple","9":"tag-apple-stock","10":"tag-apple-store","11":"tag-paypal","12":"tag-paypal-login"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/posts\/7875","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/comments?post=7875"}],"version-history":[{"count":0,"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/posts\/7875\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/media\/7881"}],"wp:attachment":[{"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/media?parent=7875"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/categories?post=7875"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eragoncred.com\/tr_w\/wp-json\/wp\/v2\/tags?post=7875"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}