{"id":10958,"date":"2022-09-21T09:00:30","date_gmt":"2022-09-21T12:00:30","guid":{"rendered":"https:\/\/eragoncred.com\/?p=10958"},"modified":"2022-09-20T18:08:38","modified_gmt":"2022-09-20T21:08:38","slug":"%e8%81%af%e6%ba%96%e6%9c%83%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e5%88%a9%e7%8e%87-2","status":"publish","type":"post","link":"https:\/\/eragoncred.com\/zh\/%e8%81%af%e6%ba%96%e6%9c%83%e5%a6%82%e4%bd%95%e5%bd%b1%e9%9f%bf%e6%8a%b5%e6%8a%bc%e8%b2%b8%e6%ac%be%e5%88%a9%e7%8e%87-2\/","title":{"rendered":"\u806f\u6e96\u6703\u5982\u4f55\u5f71\u97ff\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387"},"content":{"rendered":"<figure id=\"attachment_10959\" aria-describedby=\"caption-attachment-10959\" style=\"width: 1200px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-10959 size-full\" title=\"\u806f\u6e96\u6703\u5982\u4f55\u5f71\u97ff\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\" 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class=\"wp-caption-text\">\u806f\u6e96\u6703\u5982\u4f55\u5f71\u97ff\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387<\/figcaption><\/figure>\n<p>\u5118\u7ba1\u806f\u6e96\u6703\u4e0d\u76f4\u63a5\u8a2d\u5b9a\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\uff0c\u4f46\u5b83\u78ba\u5be6\u5177\u6709\u5f71\u97ff\u529b\u3002\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u7531\u901a\u8ca8\u81a8\u8139\u3001\u5c31\u696d\u5e02\u5834\u5be6\u529b\u3001\u7d93\u6fdf\u8da8\u52e2\u548c\u806f\u6e96\u6703\u8ca8\u5e63\u653f\u7b56\u7b49\u7d93\u6fdf\u56e0\u7d20\u6c7a\u5b9a\uff0c\u800c\u806f\u6e96\u6703\u8ca8\u5e63\u653f\u7b56\u5247\u7531\u806f\u90a6\u516c\u958b\u5e02\u5834\u59d4\u54e1\u6703\u5236\u5b9a\u3002<\/p>\n<p>\u806f\u6e96\u6703\u4e00\u76f4\u5fd9\u65bc\u5728 2022 \u5e74\u63a7\u5236\u901a\u81a8\uff0c\u4f46\u9019\u662f\u4e00\u5834\u8271\u82e6\u7684\u6230\u9b25\u3002\u901a\u81a8\u7387\u9ad8\u65bc8%\u4ee5\u4f86\uff0c\u806f\u6e96\u6703\u5df2\u5347\u606f\u56db\u6b21\u3002\u5c08\u5bb6\u9810\u8a08\uff0c\u806f\u6e96\u6703\u5c07\u5728\u5468\u4e09\u8209\u884c\u7684\u4e0b\u6b21\u806f\u90a6\u516c\u958b\u5e02\u5834\u59d4\u54e1\u6703\u6703\u8b70\u4e0a\u518d\u6b21\u5347\u606f\u3002\u9019\u5c07\u5c0d\u7f8e\u570b\u7d93\u6fdf\u7684\u5404\u500b\u89d2\u843d\u7522\u751f\u5f71\u97ff\u2014\u2014\u5c24\u5176\u662f\u623f\u5730\u7522\u5e02\u5834\u3002<\/p>\n<p>\u7e7c\u7e8c\u95b1\u8b80\u4ee5\u4e86\u89e3\u66f4\u591a\u6709\u95dc\u806f\u6e96\u6703\u3001\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u548c\u623f\u5730\u7522\u5e02\u5834\u4e4b\u9593\u7684\u95dc\u4fc2\u3002<\/p>\n<h2>\u806f\u6e96\u6703\u626e\u6f14\u4ec0\u9ebc\u89d2\u8272\uff1f<\/h2>\n<p>\u806f\u6e96\u6703\u6210\u7acb\u65bc 1913 \u5e74\uff0c\u7531 12 \u500b\u5730\u5340\u806f\u90a6\u5132\u5099\u9280\u884c\u548c 24 \u500b\u5206\u884c\u7d44\u6210\uff0c\u7531\u7406\u4e8b\u6703\u7ba1\u7406\uff0c\u6240\u6709\u7406\u4e8b\u6703\u6210\u54e1\u5747\u70ba\u806f\u6e96\u6703\u653f\u7b56\u5236\u5b9a\u6a5f\u69cb\u806f\u90a6\u516c\u958b\u5e02\u5834\u59d4\u54e1\u6703\u7684\u6295\u7968\u6210\u54e1\u3002<\/p>\n<p>\u806f\u90a6\u516c\u958b\u5e02\u5834\u59d4\u54e1\u6703\u8ca0\u8cac\u5236\u5b9a\u6574\u9ad4\u8ca8\u5e63\u653f\u7b56\uff0c\u4ee5\u7a69\u5b9a\u7d93\u6fdf\u53ca\u5176\u6210\u9577\u3002\u5b83\u900f\u904e\u8a2d\u5b9a\u806f\u90a6\u57fa\u91d1\u5229\u7387\uff08\u9280\u884c\u501f\u5165\u548c\u501f\u51fa\u8cc7\u91d1\u7684\u57fa\u6e96\u5229\u7387\uff09\u4f86\u5be6\u73fe\u9019\u4e00\u76ee\u6a19\u3002\u7576\u806f\u6e96\u6703\u63d0\u9ad8\u5229\u7387\u6642\uff0c\u9280\u884c\u901a\u5e38\u6703\u5c07\u5229\u7387\u4e0a\u8abf\u8f49\u5ac1\u7d66\u6d88\u8cbb\u8005\uff0c\u5f9e\u800c\u63a8\u9ad8\u7f8e\u570b\u6574\u9ad4\u501f\u8cb8\u6210\u672c\u3002\u9019\u6703\u5f71\u97ff\u6f5b\u5728\u7684\u8cfc\u5c4b\u8005\u3002<\/p>\n<p>\u8ca1\u52d9\u9577\u683c\u96f7\u683c\u00b7\u9ea5\u514b\u5e03\u840a\u5fb7\u8868\u793a\uff1a\u300c\u806f\u6e96\u6703\u4ecd\u5728\u7a4d\u6975\u5347\u606f\u4ee5\u5c0d\u6297\u901a\u81a8\uff0c\u6216\u8a31\u66f4\u91cd\u8981\u7684\u662f\uff0c\u76ee\u524d\u6b63\u4ee5\u904e\u53bb\u4e09\u500b\u6708\u5169\u500d\u7684\u901f\u5ea6\u6e1b\u6301\u5176\u6301\u6709\u7684\u7f8e\u570b\u570b\u50b5\u548c\u62b5\u62bc\u8cb8\u6b3e\u652f\u6301\u50b5\u5238\u3002\u300dCNET \u7684\u59ca\u59b9\u7db2\u7ad9 Bankrate\u3002\u4ed6\u88dc\u5145\u8aaa\uff1a\u201c\u9019\u5169\u500b\u56e0\u7d20\u90fd\u8868\u660e\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5c07\u9032\u4e00\u6b65\u4e0a\u5347\uff0c\u81f3\u5c11\u5728\u901a\u81a8\u5927\u5e45\u653e\u7de9\u4e4b\u524d\u3002\u201d<\/p>\n<h2>\u5f71\u97ff\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u7684\u56e0\u7d20<\/h2>\n<h3>\u5b8f\u89c0\u56e0\u7d20<\/h3>\n<p>\u7531\u65bc\u806f\u6e96\u6703\u653f\u7b56\u3001\u7e3d\u9ad4\u7d93\u6fdf\u72c0\u6cc1\u3001\u6301\u7e8c\u7684\u901a\u8ca8\u81a8\u8139\u548c\u5f37\u52c1\u7684\u5c31\u696d\u5e02\u5834\uff0c\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u8655\u65bc 2008 \u5e74\u4ee5\u4f86\u7684\u6700\u9ad8\u6c34\u5e73\uff0c\u8d85\u904e 6%\u3002\u5982\u679c\u806f\u6e96\u6703\u5347\u606f\uff0c\u4e26\u4e0d\u610f\u5473\u8457\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u4e5f\u6703\u96a8\u4e4b\u4e0a\u5347\u2014\u2014\u56e0\u70ba\u62b5\u62bc\u8cb8\u6b3e\u5e02\u5834\u53ef\u80fd\u5df2\u7d93\u5c07\u9810\u671f\u7684\u4e0a\u6f32\u53cd\u6620\u5728\u50f9\u683c\u4e2d\u3002\u9ea5\u514b\u5e03\u840a\u5fb7\u8868\u793a\uff1a\u201c\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u4e0d\u6703\u56e0\u70ba\u6b64\u6b21\u52a0\u606f\u800c\u6539\u8b8a\uff0c\u4f46\u5b83\u6703\u5c0d\u901a\u81a8\u3001\u5229\u7387\u548c\u7d93\u6fdf\u5065\u5eb7\u72c0\u6cc1\u7684\u9810\u671f\u8b8a\u5316\u505a\u51fa\u53cd\u61c9\u3002\u201d<\/p>\n<p>\u5118\u7ba1\u5982\u6b64\uff0c\u81ea\u4eca\u5e74\u5e74\u521d\u4ee5\u4f86\uff0c\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5df2\u4e0a\u6f32\u4e00\u500d\u591a\uff0c\u9054\u5230\u7d04 6%\u3002 $500,000 30 \u5e74\u671f\u56fa\u5b9a\u5229\u7387\u62b5\u62bc\u8cb8\u6b3e\uff0c\u5229\u7387\u70ba 6.5%\uff0c\u6bcf\u6708\u9084\u6b3e\u984d\u7d04\u70ba $2,900\uff1b\u6bcf\u6708\u652f\u4ed8 3.5% \u548c $2,200\u3002<\/p>\n<h3>\u5fae\u89c0\u56e0\u7d20<\/h3>\n<p>\u4f46\u9084\u6709\u5176\u4ed6\u56e0\u7d20\u4e5f\u6703\u5f71\u97ff\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u3002\u7576\u8cb8\u6b3e\u91cf\u653e\u7de9\u6642\uff0c\u8cb8\u65b9\u6703\u964d\u4f4e\u5229\u7387\u4e26\u653e\u5bec\u501f\u8cb8\u8981\u6c42\u3002\u5728\u9ad8\u5229\u7387\u74b0\u5883\u4e0b\uff0c\u4fe1\u7528\u8a55\u7d1a\u4f4e\u65bc\u5e73\u5747\u7684\u501f\u6b3e\u4eba\u5be6\u969b\u4e0a\u66f4\u6709\u53ef\u80fd\u7372\u5f97\u62b5\u62bc\u8cb8\u6b3e\u3002<\/p>\n<p>\u7576\u8ac7\u5230\u9280\u884c\u5982\u4f55\u505a\u51fa\u8cb8\u6b3e\u6c7a\u7b56\u6642\uff0c\u5b8f\u89c0\u7d93\u6fdf\u56e0\u7d20\u53ea\u662f\u5176\u4e2d\u7684\u4e00\u90e8\u5206\u3002\u9084\u6709\u4e00\u4e9b\u5177\u9ad4\u56e0\u7d20\u6c7a\u5b9a\u60a8\u7684\u7279\u5b9a\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u3002\u9019\u4e9b\u5305\u62ec\uff1a<\/p>\n<ul>\n<li>\u4f60\u7684\u00a0<span class=\"link\">\u4fe1\u7528\u8a55\u5206<\/span><\/li>\n<li>\u623f\u5c4b\u4f4d\u7f6e<\/li>\n<li>\u623f\u50f9<\/li>\n<li>\u4f60\u7684\u00a0<span class=\"link\">\u9996\u4ed8<\/span><\/li>\n<li>\u9019\u00a0<span class=\"link\">\u8cb8\u6b3e\u91d1\u984d<\/span><\/li>\n<li>\u9019\u00a0<span class=\"link\">\u8cb8\u6b3e\u985e\u578b\u548c\u671f\u9650<\/span><\/li>\n<li>\u985e\u578b\u00a0<span class=\"link\">\u5229\u7387\u3002<\/span><\/li>\n<\/ul>\n<h2>\u806f\u6e96\u6703\u7684\u6c7a\u5b9a\u5982\u4f55\u5f71\u97ff\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387<\/h2>\n<p>\u5118\u7ba1\u806f\u6e96\u6703\u4e0d\u76f4\u63a5\u8a2d\u5b9a\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\uff0c\u4f46\u5176\u5c0d\u806f\u90a6\u57fa\u91d1\u5229\u7387\u7684\u6c7a\u5b9a\u6700\u7d42\u5c07\u5f71\u97ff\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u548c\u66f4\u5ee3\u6cdb\u7684\u623f\u5730\u7522\u5e02\u5834\u3002\u623f\u5730\u7522\u7d93\u7d00\u516c\u53f8 Redfin \u526f\u9996\u5e2d\u7d93\u6fdf\u5b78\u5bb6 Taylor Marr \u8868\u793a\uff1a\u201c\u901a\u5e38\u60c5\u6cc1\u4e0b\uff0c\u7576\u806f\u6e96\u6703\u63d0\u9ad8\u806f\u90a6\u57fa\u91d1\u5229\u7387\u6642\uff0c\u6703\u5c0e\u81f4\u7d93\u6fdf\u4e2d\u7684\u5176\u4ed6\u5229\u7387\uff08\u4f8b\u5982\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\uff09\u96a8\u4e4b\u4e0a\u5347\u3002\u201d<\/p>\n<p>\u7576\u806f\u6e96\u6703\u63d0\u9ad8\u501f\u8cb8\u6210\u672c\u6642\uff0c\u501f\u8cb8\u7684\u4eba\u5c31\u6703\u6e1b\u5c11\u3002\u9019\u6291\u5236\u4e86\u5c0d\u5305\u62ec\u4f4f\u623f\u5728\u5167\u7684\u5546\u54c1\u548c\u670d\u52d9\u7684\u9700\u6c42\u3002\u56e0\u6b64\uff0c\u5c0d\u65bc\u4e00\u4e9b\u6f5b\u5728\u7684\u8cfc\u5c4b\u8005\u4f86\u8aaa\uff0c\u9019\u4e5f\u662f\u4e00\u7dda\u5e0c\u671b\u3002<\/p>\n<h2>\u8cfc\u8cb7\u62b5\u62bc\u8cb8\u6b3e\u6642\u9700\u8981\u8003\u616e\u7684\u4e8b\u9805<\/h2>\n<p>\u4f46\u66f4\u9ad8\u7684\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5c07\u7d66\u8a31\u591a\u85c9\u6b3e\u4eba\u5e36\u4f86\u58d3\u529b\u3002\u9ea5\u514b\u5e03\u840a\u5fb7\u8868\u793a\uff1a\u201c\u4eca\u5e74\u5e74\u521d\u4ee5\u4f86\uff0c\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u4e0a\u5347\uff0c\u5c0e\u81f4\u623f\u50f9\u4e0a\u6f32 28%\uff0c\u800c\u904e\u53bb\u5e7e\u5e74\u623f\u50f9\u5df2\u7d93\u5927\u5e45\u4e0a\u6f32\u3002\u201d<\/p>\n<p>\u5728\u8ac7\u8ad6\u53ef\u80fd\u51fa\u73fe\u7684\u7d93\u6fdf\u8870\u9000\u6642\uff0c\u4eba\u5011\u5f88\u60f3\u7b49\u5f85\u66f4\u9ad8\u7684\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\uff0c\u4f46\u628a\u63e1\u5e02\u5834\u6642\u6a5f\u4e26\u7b49\u5f85\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u6216\u623f\u50f9\u4e0b\u8dcc\u662f\u6709\u98a8\u96aa\u7684\u3002\u5373\u4f7f\u623f\u50f9\u5982\u9810\u671f\u822c\u4e0b\u8dcc\uff0c\u623f\u8cb8\u5229\u7387\u4e0a\u5347\uff0c\u5373\u4f7f\u60a8\u4ee5\u512a\u60e0\u7684\u50f9\u683c\u8cfc\u623f\uff0c\u60a8\u6700\u7d42\u4ecd\u53ef\u80fd\u9700\u8981\u652f\u4ed8\u66f4\u9ad8\u7684\u6bcf\u6708\u62b5\u62bc\u8cb8\u6b3e\u3002<\/p>\n<p>\u99ac\u723e\u8868\u793a\uff1a\u201c\u5229\u7387\u4e0a\u5347\u53ea\u662f\u610f\u5473\u8457\u8cb7\u5bb6\u8d8a\u4f86\u8d8a\u96e3\u4ee5\u8ca0\u64d4\u3002\u201d<\/p>\n<p>\u7121\u8ad6\u7d93\u6fdf\u72c0\u6cc1\u5982\u4f55\uff0c\u8cfc\u8cb7\u62b5\u62bc\u8cb8\u6b3e\u6642\u8981\u8003\u616e\u7684\u6700\u91cd\u8981\u7684\u4e8b\u60c5\u662f\u78ba\u4fdd\u60a8\u6709\u80fd\u529b\u652f\u4ed8\u6bcf\u6708\u7684\u9084\u6b3e\u3002\u5728\u505a\u51fa\u91cd\u8981\u7684\u8ca1\u52d9\u6c7a\u7b56\u6642\uff0c\u4f8b\u5982\u8cfc\u8cb7\u7b2c\u4e00\u68df\u623f\u5b50\uff0c\u6700\u91cd\u8981\u7684\u662f\u4fdd\u6301\u8ca1\u52d9\u72c0\u6cc1\u5065\u5eb7\u3002\u8acb\u52d9\u5fc5\u8ca8\u6bd4\u4e09\u5bb6\uff0c\u6bd4\u8f03\u62b5\u62bc\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u4ee5\u78ba\u4fdd\u7372\u5f97\u6700\u512a\u60e0\u7684\u5229\u7387\u548c\u689d\u6b3e\u3002<\/p>\n<h2>\u5229\u7387\u4e0a\u5347\u5982\u4f55\u5f71\u97ff\u60a8\u7684\u8cc7\u7522<\/h2>\n<p>\u5982\u679c\u60a8\u5df2\u7d93\u64c1\u6709\u4e00\u68df\u623f\u5b50\uff0c\u90a3\u9ebc\u60a8\u5c31\u4e0d\u6703\u50cf\u7533\u8acb\u65b0\u62b5\u62bc\u8cb8\u6b3e\u7684\u501f\u6b3e\u4eba\u90a3\u6a23\u53d7\u5230\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u6ce2\u52d5\u7684\u5f71\u97ff\u3002\u4f46\u5b83\u5011\u6703\u5f71\u97ff\u60a8\u7684\u623f\u5c4b\u6de8\u503c\u3002\u5c0d\u65bc\u5c0b\u6c42\u623f\u5c4b\u6de8\u503c\u548c\u623f\u5c4b\u6de8\u503c\u4fe1\u8cb8\u984d\u5ea6 (HELOC) \u7684\u623f\u4e3b\u4f86\u8aaa\uff0c\u6700\u95dc\u5fc3\u7684\u662f\u512a\u60e0\u5229\u7387\u2014\u2014\u9019\u662f\u9280\u884c\u7528\u65bc\u8cb8\u6b3e\u7684\u53e6\u4e00\u500b\u57fa\u6e96\u5229\u7387\u3002<\/p>\n<p>\u7531\u65bc\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u9ad8\u65bc 6%\uff0c\u5c0d\u65bc\u5927\u591a\u6578\u5728\u75ab\u60c5\u671f\u9593\u5df2\u7d93\u7372\u5f97\u8f03\u4f4e\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u7684\u623f\u4e3b\u4f86\u8aaa\uff0c\u652f\u4ed8\u518d\u878d\u8cc7\u5728\u8ca1\u52d9\u4e0a\u662f\u6c92\u6709\u610f\u7fa9\u7684\u3002\u5728\u5229\u7387\u4e0a\u5347\u7684\u74b0\u5883\u4e0b\uff0c\u623f\u5c4b\u6de8\u503c\u8cb8\u6b3e\u548c\u623f\u5c4b\u6de8\u503c\u4fe1\u8cb8\u984d\u5ea6\uff08HELOC\uff09\u53ef\u4ee5\u6210\u70ba\u826f\u597d\u7684\u878d\u8cc7\u9078\u64c7\u3002\u60a8\u53ef\u4ee5\u4ee5\u76f8\u5c0d\u8f03\u4f4e\u7684\u5229\u7387\u62b5\u62bc\u60a8\u7684\u623f\u5c4b\u9032\u884c\u501f\u8cb8\uff0c\u800c\u4e14\u623f\u5c4b\u8cb8\u6b3e\u7d66\u60a8\u56fa\u5b9a\u5229\u7387\uff0c\u56e0\u6b64\u60a8\u4e0d\u5fc5\u64d4\u5fc3\u806f\u6e96\u6703\u4e0b\u6b21\u5347\u606f\u3002<\/p>\n<p>\u9ea5\u514b\u5e03\u840a\u5fb7\u8b66\u544a\u8aaa\uff0c\u4f5c\u70ba\u623f\u4e3b\uff0c\u8acb\u8a18\u4f4f\uff0c\u96d6\u7136\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u53ef\u80fd\u4e0d\u6703\u76f4\u63a5\u5f71\u97ff\u60a8\uff0c\u4f46\u5982\u679c\u60a8\u60f3\u51fa\u552e\u623f\u5c4b\uff0c\u8f03\u9ad8\u7684\u5229\u7387\u53ef\u80fd\u6703\u9650\u5236\u7576\u5730\u5e02\u5834\u7684\u6f5b\u5728\u8cfc\u623f\u8005\u6578\u91cf\u3002<\/p>\n<h2>\u6700\u7d42\u7d50\u679c<\/h2>\n<p>\u7576\u806f\u6e96\u6703\u63d0\u9ad8\u57fa\u6e96\u5229\u7387\u6642\uff0c\u5b83\u9593\u63a5\u63a8\u9ad8\u4e86\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u3002\u81ea\u4eca\u5e74\u5e74\u521d\u4ee5\u4f86\uff0c\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u5df2\u4e0a\u6f32\u4e00\u500d\u591a\uff0c\u9054\u5230 6% \u4ee5\u4e0a\u3002\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u4e0a\u5347\u4f7f\u5f97\u8cb7\u623f\u6210\u672c\u66f4\u9ad8\u3002\u56e0\u6b64\uff0c\u7576\u60a8\u5c0b\u627e\u62b5\u62bc\u8cb8\u6b3e\u6642\uff0c\u8acb\u52d9\u5fc5\u6bd4\u8f03\u9280\u884c\u548c\u8cb8\u6b3e\u70ba\u60a8\u63d0\u4f9b\u7684\u5229\u7387\u548c\u689d\u6b3e\u3002\u60a8\u9762\u8a66\u7684\u8cb8\u6b3e\u4eba\u8d8a\u591a\uff0c\u7372\u5f97\u8f03\u4f4e\u62b5\u62bc\u8cb8\u6b3e\u5229\u7387\u7684\u6a5f\u6703\u5c31\u8d8a\u5927\uff0c\u5c24\u5176\u662f\u5728\u7576\u4eca\u5229\u7387\u4e0a\u5347\u7684\u74b0\u5883\u4e0b\u3002<\/p>\n<h2>\u6240\u4ee5\u4e86\u89e3\u66f4\u591a\uff1a<\/h2>\n<ul>\n<li><a href=\"https:\/\/eragoncred.com\/zh\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e7%99%be%e5%a4%ab%e9%95%b7%e9%bb%91%e5%8d%a1%e8%a9%95%e8%ab%96\/\" target=\"_blank\" rel=\"noopener\"><strong>\u7f8e\u570b\u904b\u901a\u767e\u592b\u9577\u9ed1\u5361\u8a55\u8ad6<\/strong><\/a><\/li>\n<li><strong><a href=\"https:\/\/eragoncred.com\/zh\/x1-%e4%bf%a1%e7%94%a8%e5%8d%a1%e6%94%af%e7%a5%a8%e7%94%b3%e8%ab%8b%e6%96%b9%e5%bc%8f\/\" target=\"_blank\" rel=\"noopener\">X1\u4fe1\u7528\u5361 \u2013 \u67e5\u770b\u5982\u4f55\u7533\u8acb\u3002<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/eragoncred.com\/zh\/%e5%91%bd%e9%81%8b%e4%bf%a1%e7%94%a8%e5%8d%a1%e5%a6%82%e4%bd%95%e7%b7%9a%e4%b8%8a%e8%a8%82%e8%b3%bc\/\" target=\"_blank\" rel=\"noopener\">Destiny \u4fe1\u7528\u5361 \u2013 \u5982\u4f55\u5728\u7dda\u4e0a\u8a02\u8cfc\u3002<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/eragoncred.com\/zh\/delta-skymiles-%e5%84%b2%e5%82%99%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e5%8d%a1%e8%a9%95%e8%ab%96%e6%9f%a5%e7%9c%8b%e6%9b%b4%e5%a4%9a\/\" target=\"_blank\" rel=\"noopener\">\u9054\u7f8e\u300c\u98db\u51e1\u54e9\u7a0b\u5e38\u5ba2\u8a08\u756b\u300d\u5132\u5099\u7f8e\u570b\u904b\u901a\u5361\u8a55\u8ad6 \u2013 \u67e5\u770b\u66f4\u591a\u3002<\/a><\/strong><\/li>\n<li><strong><a href=\"https:\/\/eragoncred.com\/zh\/%e7%be%8e%e5%9c%8b%e9%81%8b%e9%80%9a%e6%8e%a8%e5%87%ba%e6%96%b0%e6%94%af%e7%a5%a8%e5%b8%b3%e6%88%b6%e4%b8%a6%e9%87%8d%e6%96%b0%e8%a8%ad%e8%a8%88%e6%87%89%e7%94%a8%e7%a8%8b%e5%ba%8f%ef%bc%8c%e6%b3%a8\/\" target=\"_blank\" rel=\"noopener\">\u7f8e\u570b\u904b\u901a\u900f\u904e\u65b0\u7684\u652f\u7968\u5e33\u6236\u548c\u91cd\u65b0\u8a2d\u8a08\u7684\u61c9\u7528\u7a0b\u5f0f\u8a3b\u91cd\u5ba2\u6236\u9ad4\u9a57<\/a><\/strong><\/li>\n<li><a href=\"https:\/\/themoneybest.com\/discover-it-rewards-card-rewards-see-how-it-works\/\" target=\"_blank\" rel=\"noopener\"><strong>Discover it\u00ae \u734e\u52f5\u5361\u52a0\u6210 \u4e86\u89e3\u5176\u904b\u4f5c\u65b9\u5f0f<\/strong><\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Although the Fed does not directly set mortgage rates, it does exert influence. Mortgage rates are determined by economic factors such as inflation, the strength of the job market, economic trends and the Federal Reserve&#8217;s monetary policy, which is set by the Federal Open Market Committee. The Fed has been busy keeping inflation under control [&hellip;]<\/p>","protected":false},"author":5,"featured_media":10959,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[1492],"tags":[630,2120,633,632,3080,634],"class_list":{"0":"post-10958","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-mortgage","8":"tag-mortgage","9":"tag-mortgage-avarage","10":"tag-mortgage-broker","11":"tag-mortgage-calculator","12":"tag-mortgage-calculator-usa","13":"tag-mortgage-rates"},"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/posts\/10958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/comments?post=10958"}],"version-history":[{"count":1,"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/posts\/10958\/revisions"}],"predecessor-version":[{"id":10960,"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/posts\/10958\/revisions\/10960"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/media\/10959"}],"wp:attachment":[{"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/media?parent=10958"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/categories?post=10958"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/eragoncred.com\/zh\/wp-json\/wp\/v2\/tags?post=10958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}