{"id":9149,"date":"2022-07-14T16:00:43","date_gmt":"2022-07-14T19:00:43","guid":{"rendered":"https:\/\/eragoncred.com\/?p=9149"},"modified":"2022-07-13T14:20:40","modified_gmt":"2022-07-13T17:20:40","slug":"how-to-build-credit-fast","status":"publish","type":"post","link":"https:\/\/eragoncred.com\/zh_hk\/%e5%a6%82%e4%bd%95%e5%bf%ab%e9%80%9f%e5%bb%ba%e7%ab%8b%e4%bf%a1%e7%94%a8\/","title":{"rendered":"\u5982\u4f55\u5feb\u901f\u5efa\u7acb\u4fe1\u7528\uff1a\u67e5\u770b\u4e00\u4e9b\u7b80\u5355\u7684\u7b56\u7565"},"content":{"rendered":"
\"\u5982\u4f55\u5feb\u901f\u5efa\u7acb\u4fe1\u7528\uff1a\u67e5\u770b\u4e00\u4e9b\u7b80\u5355\u7684\u7b56\u7565\"
\u5982\u4f55\u5feb\u901f\u5efa\u7acb\u4fe1\u7528\uff1a\u67e5\u770b\u4e00\u4e9b\u7b80\u5355\u7684\u7b56\u7565<\/figcaption><\/figure>\n

\u5927\u591a\u6570\u4eba\u5728\u51c6\u5907\u7533\u8bf7\u4fe1\u8d37\u6216\u52aa\u529b\u83b7\u5f97\u4fe1\u7528\u5361\u3001\u8d37\u6b3e\u6216\u79df\u8d41\u8d44\u683c\u65f6\uff0c\u90fd\u4f1a\u9009\u62e9\u63d0\u9ad8\u81ea\u5df1\u7684\u4fe1\u7528\u8bc4\u5206\u3002\u5728\u8fd9\u4e9b\u60c5\u51b5\u4e0b\uff0c\u60a8\u5e0c\u671b\u5c3d\u5feb\u5efa\u7acb\u81ea\u5df1\u7684\u4fe1\u7528\u3002\u5c3d\u7ba1\u5bf9\u4e8e\u4fe1\u7528\u4e0d\u826f\u95ee\u9898\u6ca1\u6709\u795e\u5947\u7684\u89e3\u51b3\u529e\u6cd5\uff0c\u4f46\u89e3\u51b3\u529e\u6cd5\u5f88\u7b80\u5355\u3002<\/p>\n

\u4f7f\u7528\u8fd9\u4e03\u79cd\u7b56\u7565\u53ef\u4ee5\u5feb\u901f\u5efa\u7acb\u826f\u597d\u7684\u4fe1\u7528\u8bc4\u5206\u3002<\/p>\n

1. \u6309\u65f6\u652f\u4ed8\u6240\u6709\u8d26\u5355<\/h2>\n

\u6309\u65f6\u4ed8\u6b3e\u884c\u4e3a\u662f\u5efa\u7acb\u4fe1\u7528\u7684\u6700\u91cd\u8981\u56e0\u7d20\u3002\u60a8\u7684\u4ed8\u6b3e\u5386\u53f2\u662f\u5f71\u54cd FICO \u5206\u6570\u7684\u4e00\u4e2a\u56e0\u7d20\uff0c\u5360 FICO \u4fe1\u7528\u5206\u6570\u7684 35%\u3002\u8fd9\u610f\u5473\u7740\u60a8\u5e94\u8be5\u59cb\u7ec8\u5728\u5230\u671f\u65e5\u6216\u4e4b\u524d\u652f\u4ed8\u8d26\u5355\u3002<\/p>\n

\u8bbe\u7f6e\u81ea\u52a8\u4ed8\u6b3e\u662f\u6309\u65f6\u652f\u4ed8\u8d26\u5355\u7684\u6700\u7b80\u5355\u65b9\u6cd5\u3002\u5b83\u4eec\u5c06\u60a8\u7684\u94f6\u884c\u8d26\u6237\u4e0e\u63d0\u4f9b\u5546\u8fde\u63a5\u8d77\u6765\uff0c\u5e76\u5728\u5230\u671f\u65e5\u6216\u4e4b\u524d\u81ea\u52a8\u4ece\u60a8\u7684\u8d26\u6237\u4e2d\u6263\u6b3e\u3002\u521b\u5efa\u81ea\u52a8\u4ed8\u6b3e\u610f\u5473\u7740\u53ea\u8981\u60a8\u7684\u94f6\u884c\u8d26\u6237\u4e2d\u6709\u8db3\u591f\u7684\u94b1\u6765\u652f\u4ed8\u8d26\u5355\uff0c\u60a8\u5c31\u4e0d\u5fc5\u62c5\u5fc3\u9519\u8fc7\u4ed8\u6b3e\u3002<\/p>\n

\u5982\u679c\u60a8\u9009\u62e9\u9000\u51fa\u81ea\u52a8\u4ed8\u6b3e\u5e76\u53d1\u73b0\u60a8\u9519\u8fc7\u4ed8\u6b3e\uff0c\u8bf7\u8054\u7cfb\u60a8\u7684\u8d37\u65b9\u6216\u8ba1\u8d39\u63d0\u4f9b\u5546\u5e76\u5c3d\u5feb\u7ea0\u6b63\u3002\u53ea\u6709\u903e\u671f 30 \u5929\u4ee5\u4e0a\u7684\u4ed8\u6b3e\u624d\u4f1a\u62a5\u544a\u7ed9\u4fe1\u7528\u673a\u6784\u3002\u4ed8\u6b3e\u8d8a\u665a\uff0c\u5bf9\u60a8\u7684\u5206\u6570\u7684\u5f71\u54cd\u5c31\u8d8a\u5927\u3002<\/p>\n

2. \u83b7\u5f97\u6709\u62c5\u4fdd\u7684\u4fe1\u7528\u5361<\/h2>\n

\u62c5\u4fdd\u4fe1\u7528\u5361\u65e8\u5728\u5e2e\u52a9\u501f\u6b3e\u4eba\u5efa\u7acb\u4fe1\u7528\u3002<\/p>\n

\u5f53\u60a8\u7533\u8bf7\u62c5\u4fdd\u5361\u65f6\uff0c\u63d0\u4f9b\u5546\u4f1a\u8981\u6c42\u60a8\u652f\u4ed8\u73b0\u91d1\u5b58\u6b3e\uff0c\u4f5c\u4e3a\u62b5\u62bc\u54c1\u548c\u4fe1\u7528\u989d\u5ea6\u3002\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u5b58\u5165 $200\uff0c\u5219\u60a8\u7684\u4fe1\u7528\u989d\u5ea6\u4e3a $200\u3002\u5982\u679c\u60a8\u4e0d\u652f\u4ed8\u4fe1\u7528\u5361\u8d26\u5355\uff0c\u4fe1\u7528\u5361\u516c\u53f8\u53ef\u80fd\u4f1a\u6536\u53d6\u62bc\u91d1\u3002<\/p>\n

\u60a8\u53ef\u4ee5\u5728\u4f7f\u7528\u4f20\u7edf\u4fe1\u7528\u5361\u7684\u540c\u4e00\u5546\u5e97\u548c\u5728\u7ebf\u96f6\u552e\u5546\u5904\u4f7f\u7528\u5b89\u5168\u5361\u3002\u4e0d\u8fc7\uff0c\u60a8\u7684\u4fe1\u7528\u989d\u5ea6\u901a\u5e38\u4f1a\u8f83\u4f4e\u3002<\/p>\n

\u5982\u679c\u9650\u989d\u8f83\u5c0f\uff0c\u60a8\u53ea\u5e94\u4f7f\u7528\u5b89\u5168\u5361\u8fdb\u884c\u8fdc\u4f4e\u4e8e\u4fe1\u7528\u9650\u989d\u7684\u5c0f\u989d\u8d2d\u4e70\u3002\u8fd9\u662f\u56e0\u4e3a\u60a8\u7684\u4fe1\u7528\u5229\u7528\u7387\uff08\u5373\u5728\u7ed9\u5b9a\u65f6\u95f4\u6bb5\u5185\u60a8\u4f7f\u7528\u7684\u603b\u53ef\u7528\u4fe1\u7528\u989d\u5ea6\uff09\u662f\u7b2c\u4e8c\u91cd\u8981\u7684\u4fe1\u7528\u56e0\u7d20\u3002\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u7684\u5f53\u524d\u4f59\u989d\u4e3a $100\uff0c\u800c\u60a8\u7684\u4fe1\u7528\u989d\u5ea6\u4e3a $200\uff0c\u5219\u60a8\u7684\u4f7f\u7528\u7387\u4e3a 50%\uff08$100\/$200\uff09\u3002<\/p>\n

\u6839\u636e\u7ecf\u9a8c\u6cd5\u5219\uff0c\u6700\u597d\u5c06\u60a8\u7684\u4fe1\u7528\u5229\u7528\u7387\u4fdd\u6301\u5728 30% \u4ee5\u4e0b\u3002\u7136\u800c\uff0c\u4f4e\u4e8e 10% \u7684\u6bd4\u7387\u53ef\u4ee5\u83b7\u5f97\u66f4\u597d\u7684\u5206\u6570\u3002\u56e0\u6b64\uff0c\u5f53\u60a8\u5f00\u7acb\u6709\u62c5\u4fdd\u7684\u4fe1\u7528\u5361\u65f6\uff0c\u8bf7\u5c06\u60a8\u7684\u603b\u9650\u989d\u4e58\u4ee5 30%\uff0c\u5e76\u4e14\u5207\u52ff\u8d85\u8fc7\u8be5\u9650\u989d\u3002\u4f8b\u5982\uff0c\u5982\u679c\u60a8\u7684\u9650\u5236\u662f $200\uff0c\u5219\u6bcf\u6b21\u4f7f\u7528\u8bf7\u52ff\u8d85\u8fc7 $60\uff08$200 x 30%\uff09\u3002<\/p>\n

3. \u6210\u4e3a\u6388\u6743\u7528\u6237<\/h2>\n

\u6388\u6743\u7528\u6237\u662f\u6dfb\u52a0\u5230\u73b0\u6709\u4fe1\u7528\u5361\u8d26\u6237\u7684\u7528\u6237\u3002\u6388\u6743\u7528\u6237\u53ef\u4ee5\u4f7f\u7528\u8be5\u5361\uff0c\u4f46\u4e0d\u8d1f\u8d23\u4ed8\u6b3e\u3002\u5f53\u60a8\u6210\u4e3a\u6388\u6743\u7528\u6237\u65f6\uff0c\u8be5\u5361\u7684\u5386\u53f2\u8bb0\u5f55\u5c06\u51fa\u73b0\u5728\u60a8\u7684\u4fe1\u7528\u62a5\u544a\u4e2d\u3002\u5982\u679c\u4e3b\u5361\u6301\u5361\u4eba\u6309\u65f6\u4ed8\u6b3e\uff0c\u60a8\u7684\u4fe1\u7528\u8bc4\u5206\u5c31\u4f1a\u63d0\u9ad8\u3002<\/p>\n

4. \u507f\u8fd8\u73b0\u6709\u503a\u52a1<\/h2>\n

\u4e3a\u4e86\u5feb\u901f\u964d\u4f4e\u60a8\u7684\u4fe1\u7528\u5229\u7528\u7387\u5e76\u63d0\u9ad8\u60a8\u7684\u5206\u6570\uff0c\u8bf7\u4f7f\u7528\u503a\u52a1\u96ea\u5d29\u6216\u503a\u52a1\u6eda\u96ea\u7403\u65b9\u6cd5\u6765\u507f\u8fd8\u73b0\u6709\u503a\u52a1\uff1a<\/p>\n

\u4f7f\u7528\u503a\u52a1\u96ea\u5d29\u6cd5\uff0c\u60a8\u53ef\u4ee5\u9996\u5148\u96c6\u4e2d\u507f\u8fd8\u6700\u9ad8\u5229\u606f\u7684\u503a\u52a1\uff0c\u7136\u540e\u507f\u8fd8\u7b2c\u4e8c\u9ad8\u7684\u6709\u5229\u606f\u7684\u503a\u52a1\uff0c\u4f9d\u6b64\u7c7b\u63a8\u3002\u4f46\u662f\uff0c\u8bf7\u786e\u4fdd\u60a8\u4e3a\u6240\u6709\u5176\u4ed6\u5361\u652f\u4ed8\u6700\u4f4e\u91d1\u989d\uff0c\u4ee5\u907f\u514d\u53d7\u5230\u5904\u7f5a\u3002<\/p>\n

\u53e6\u4e00\u65b9\u9762\uff0c\u503a\u52a1\u6eda\u96ea\u7403\u4e13\u6ce8\u4e8e\u5148\u507f\u8fd8\u6700\u4f4e\u4f59\u989d\uff0c\u540c\u65f6\u4ecd\u6ee1\u8db3\u5176\u4ed6\u5361\u7684\u6700\u4f4e\u4ed8\u6b3e\u8981\u6c42\u3002\u6b64\u65b9\u6cd5\u65e8\u5728\u5e2e\u52a9\u60a8\u5728\u6bcf\u6b21\u8fd8\u6e05\u5361\u503a\u65f6\u83b7\u5f97\u6210\u5c31\u611f\uff0c\u4ece\u800c\u5efa\u7acb\u52a8\u529b\u3002<\/p>\n

5. \u7533\u8bf7\u4fe1\u7528\u5efa\u8bbe\u8d37\u6b3e<\/h2>\n

\u4fe1\u7528\u5efa\u8bbe\u8d37\u6b3e\u9488\u5bf9\u7684\u662f\u6ca1\u6709\u4fe1\u7528\u8bb0\u5f55\u4e14\u4e0d\u60f3\u5f00\u529e\u4fe1\u7528\u5361\u7684\u501f\u6b3e\u4eba\u3002<\/p>\n

\u4e3a\u4e86\u83b7\u5f97\u5efa\u7b51\u8d37\u6b3e\uff0c\u60a8\u9996\u5148\u9700\u8981\u786e\u5b9a\u91d1\u989d\u548c\u671f\u9650\u3002\u60a8\u4e0d\u9700\u8981\u9884\u5148\u6536\u5230\u94b1\uff0c\u800c\u662f\u6bcf\u6708\u5411\u8d37\u65b9\u4ed8\u6b3e\uff0c\u8d37\u65b9\u4f1a\u5c06\u6b3e\u9879\u62a5\u544a\u7ed9\u4fe1\u7528\u5c40\u3002\u671f\u9650\u8fc7\u540e\uff0c\u6211\u4eec\u5c06\u9000\u8fd8\u60a8\u652f\u4ed8\u7684\u91d1\u989d\uff0c\u6263\u9664\u4efb\u4f55\u8d39\u7528\u3002<\/p>\n

\u5982\u679c\u60a8\u6309\u65f6\u4ed8\u6b3e\uff0c\u60a8\u7684\u4ed8\u6b3e\u5386\u53f2\u8bb0\u5f55\u5e94\u8be5\u4f1a\u5f97\u5230\u6539\u5584\uff0c\u4ece\u800c\u60a8\u7684\u5206\u6570\u4e5f\u4f1a\u5f97\u5230\u6539\u5584\u3002<\/p>\n

6. \u7533\u8bf7\u63d0\u9ad8\u4fe1\u7528\u989d\u5ea6<\/h2>\n

\u507f\u8fd8\u503a\u52a1\u5e76\u4e0d\u662f\u51cf\u5c11\u4fe1\u7528\u5229\u7528\u7387\u7684\u552f\u4e00\u65b9\u6cd5\u3002\u53e6\u4e00\u4e2a\u7b56\u7565\u662f\u589e\u52a0\u60a8\u7684\u4fe1\u7528\u5361\u4fe1\u7528\u989d\u5ea6\uff0c\u540c\u65f6\u4fdd\u6301\u60a8\u7684\u4f59\u989d\u7b49\u4e8e\u6216\u4f4e\u4e8e\u76f8\u540c\u91d1\u989d\u3002<\/p>\n

\u8bf7\u8054\u7cfb\u60a8\u7684\u4fe1\u7528\u5361\u63d0\u4f9b\u5546\u7533\u8bf7\u589e\u52a0\u4fe1\u7528\u989d\u5ea6\u3002\u5b83\u53ef\u80fd\u4f1a\u5728\u6279\u51c6\u9650\u989d\u4e4b\u524d\u8fdb\u884c\u4fe1\u7528\u68c0\u67e5\uff0c\u8fd9\u53ef\u80fd\u4f1a\u964d\u4f4e\u60a8\u7684\u5206\u6570\u6700\u591a 5 \u5206\u3002\u8bf7\u8bb0\u4f4f\uff0c\u4e0d\u8981\u8d2a\u56fe\u66f4\u5927\u7684\u4fe1\u7528\u989d\u5ea6\u3002\u5982\u679c\u60a8\u51b3\u5b9a\u8fc7\u5ea6\u4f7f\u7528\u65b0\u7684\u9650\u5236\uff0c\u90a3\u4e48\u60a8\u5c06\u65e0\u6cd5\u5b9e\u73b0\u6b64\u653f\u7b56\u7684\u76ee\u7684\u3002<\/p>\n

7.\u8003\u8651 Experian Boost \u6216 UltraFICO<\/h2>\n

\u5982\u679c\u60a8\u6ca1\u6709\u4fe1\u7528\u8bb0\u5f55\uff0c\u6dfb\u52a0\u5176\u4ed6\u8d26\u6237\u53ef\u4ee5\u63d0\u9ad8\u60a8\u7684\u5206\u6570\u3002\u6709\u4e24\u4e2a\u9009\u9879\u53ef\u80fd\u5bf9\u60a8\u6709\u5e2e\u52a9\uff1aExperian Boost \u548c UltraFICO\uff1a<\/p>\n

Experian Boost \u8bc4\u4f30\u60a8\u7684\u516c\u7528\u4e8b\u4e1a\u3001\u6d41\u5a92\u4f53\u548c\u5176\u4ed6\u8d26\u6237\uff0c\u5e76\u5c06\u8fd9\u4e9b\u8d26\u6237\u7684\u53ca\u65f6\u4ed8\u6b3e\u6dfb\u52a0\u5230\u60a8\u7684 Experian \u4fe1\u7528\u62a5\u544a\u4e2d\u3002\u5982\u679c\u8d37\u65b9\u6216\u4fe1\u7528\u5361\u516c\u53f8\u4f7f\u7528\u5176\u4ed6\u4fe1\u7528\u62a5\u544a\u673a\u6784\uff0c\u60a8\u7684 Experian Boost \u5e10\u6237\u4e5f\u4e0d\u4f1a\u770b\u5230\u5b83\u3002
\nUltraFICO \u662f FICO \u63a8\u51fa\u7684\u4e00\u6b3e\u7a0b\u5e8f\uff0c\u53ef\u6dfb\u52a0\u6709\u5173\u60a8\u7684\u94f6\u884c\u8d26\u6237\u4f59\u989d\u3001\u73b0\u91d1\u6d41\u548c\u94f6\u884c\u4ea4\u6613\u7684\u4fe1\u606f\u3002\u7136\u800c\uff0c\u5e76\u975e\u6bcf\u4e2a\u8d37\u65b9\u90fd\u4f7f\u7528\u6216\u63a5\u53d7 UltraFICO \u5206\u6570\u3002<\/p>\n

\u4e86\u89e3\u66f4\u591a\uff1a<\/h2>\n