Always on the air can also earn you some money. Passengers loyal to American Airlines (AA) have several ways to earn points and miles to save on baggage fees and more. Most AA credit cards are offered by Citi, but there are also two credit cards from Barclays. All AA credit cards require good credit to be approved, so we recommend a minimum credit score of 670.
Keep in mind that many of the best AA credit cards can be achieved by upgrading from another card. Now go down to the first floor and try to get a card with better benefits and more purchasing power. Upgrades are available for exceeding certain loyalty point thresholds.
The airline recently changed how points are calculated, and the process of earning frequent flyer points is more streamlined. Cardholders continue to earn miles that can be used to book travel, and they also earn “Loyalty Points” that unlock Elite Flyer status. When you buy something online through American Airlines’ retail portal, you earn one loyalty point for every dollar you spend and another loyalty point for every dollar you spend on your card. If you spend $100 with your AA card, you’ll earn 200 loyalty points.
The best American Airlines credit cards save you money with AAdvantage miles and give you features like free checked bags and cash back on inflight purchases. Take advantage of these benefits with our best card options below.
American Airlines credit cards are offered through airline-related banking institutions. The APR and terms of each card may depend on the bank that issued the loan and your credit history. Again, your credit limit depends on your credit score, credit history and other details.
What is the best credit card for American Airlines?
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is the best card for most card users. The card offers travel benefits relevant to most leisure travelers. Multiple travelers on the same booking receive a free first bag, bonus spending, and a year-round free trial of the card.
||First Bag Free
|American Airlines AAdvantage MileUp℠ Mastercard®
||Grocery stores, eligible AA purchases,
|Citi / AAdvantage® Platinum Select® World Elite Mastercard®
||Gas stations, restaurants, eligible AA purchases
|Citi / AAdvantage® Executive World Elite Mastercard®
||Eligible AA purchases
|AAdvantage® Aviator® Red World Elite Mastercard®
||Eligible AA purchases
|CitiBusiness® / AAdvantage® Platinum Select® World Elite Mastercard®
||Gas stations, cable and satellite providers, telecommunications merchants, car rentals, eligible AA purchases
Which banks offer American Airlines credit cards?
Both Citi and Barclays offer American Airlines credit cards. Citi offers four credit cards, each with its own terms and associated rewards. Citi’s three AA credit cards are personal cards and one is a business card. Barclays offers personal credit cards and business credit cards with American Airlines discounts.
What is the recommended credit score for the American Airlines card?
As a rule of thumb, the higher your FICO score, the better your chances of getting a card with special interest rates and terms. Because good credit is required for all AA credit cards, we recommend that you obtain a FICO score of at least 670 before applying.
If your credit score isn’t up to par, you still have options. Our selection of bad credit cards can help you rebuild your credit.
Which credit cards give American Airlines points?
For new cardholders, there are six unique consumer and business credit cards. You can also upgrade your card as you earn more loyalty points. For example, once you earn enough American Airlines loyalty points, your Aviator® Red MasterCard® can be upgraded to an AAdvantage® Aviator® Silver Mastercard®.
Do AAdvantage miles expire?
Yes, if you are 21 or older, AA miles will expire after 18 months of inactivity. So if you earn or redeem miles within 18 months, that’s fine. However, if you lose your hard-earned miles after 18 months, you can reactivate them through your AA account for an additional (and potentially hefty) fee. Don’t worry, your miles are safe when you top up your AAdvantage credit card.
How much are AAdvantage miles worth?
The value of AAdvantage miles depends on factors such as the cabin class, the day of the week you fly, and whether you’re flying domestic or international. For example, you earn more miles on an international flight in first class than on a domestic bus. On average, AAdvantage miles are worth 1.34 cents.
Is the American Airlines credit card a Mastercard?
Yes, Citi and Barclays’ American Airlines credit cards are Mastercard products. These cards are accepted by most retailers and other merchants nationally and internationally.
Which American Airlines credit cards have no annual fee?
There is no annual fee for the American Airlines AAdvantage MileUp℠ Mastercard® at our option. Plus, this card earns twice as many miles on grocery purchases, making it ZDNet’s top choice for everyday purchases.
How do I use my AAdvantage miles earned by credit card?
Cardholders can earn miles by using their credit card and completing flights. Once you’ve earned enough miles, you can redeem them for various benefits. You can book flights to more than 1,000 destinations with American Airlines or partner airlines. Cardholders can also use AAdvantage miles to pay for upgrades, hotels or Admirals Club memberships.