Delta SkyMiles Blue American Express Card Full Review

Memory card type

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The Delta SkyMiles Blue American Express Card is a co-branded airline credit card used to earn miles in the Delta SkyMiles loyalty program.

Annual fee

There is no annual fee for this card, which is relatively rare among airline credit cards.

Quotes welcome

Once approved, you can earn 10,000 bonus miles on new purchases of at least $500 within three months of account opening.

Introductory Offer

This card does not offer an introductory APR for purchases or balance transfers.

Remuneration

With the Delta SkyMiles Blue American Express Card, you can earn Double Miles on all Delta shopping and restaurant purchases worldwide. Earn 1X Miles per dollar on all other eligible purchases.

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Cost

This airline card has no annual fee and no foreign transaction fee. Fees that may apply include a 3% balance transfer fee ($5 minimum) and a 5% cash advance fee ($10 minimum). However, since it doesn’t have an introductory balance transfer offer, it’s not a good option for paying down debt. (see prices and fees)

Other fees to be aware of are late fees and restocking fees, both of which can be as high as $40. You can also expect effective penalties of up to 29.99% for late payments or refunds. There are no overage fees for this card. (see prices and fees)

Other benefits

While the Delta Skymiles Blue American Express Card doesn’t offer the same frequent flyer benefits as other Delta co-branded credit cards, you’ll get 20% off your in-flight purchases with the card.

The card is also eligible for American Express benefits (targeted savings and rewards at select retailers), including free ShopRunner membership, second car rental insurance, extended warranties and purchase protection against damage or damage. steal.

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Delta SkyMiles Blue American Express Offer

Consider this card if you want to earn Delta SkyMiles without paying an annual fee.

This is the only Delta co-branded card with no fees, the next tier card (Delta SkyMiles® American Express Gold) has an annual fee of $99 and an introductory annual fee of $0 for the first year (see pricing and fees) ). While you don’t get many perks, you can use this card to double your Delta miles and dining bills while traveling and at home.

Disadvantages of the Delta SkyMiles Blue American Express Card

While the Delta SkyMiles Blue American Express Card lets you earn miles without paying an annual fee, it may not be your best travel card choice. Compared to other co-branded options, it lacks meaningful frequent flyer perks, which may be one of the most valuable perks of an airline credit card.

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For example, other Delta credit cards offer perks like free checked bags, priority boarding, and a “status boost” feature that allows you to earn miles on your card to earn Delta Medallion status.

Some of these features can also save you more than the annual fee, even if you only fly a few times a year. For example, the free checked bag benefit on the Delta SkyMiles American Express Gold Card applies to the cardholder and up to eight companions on the same itinerary. Considering the usual $30 one-way cost for checked bags in the U.S., this offer saves a family of four an average of $240 round-trip.

How to Use the Delta SkyMiles Blue American Express Card

To get the most out of your Delta Skymiles Blue American Express Card, simply use your card for all your everyday purchases and you’ll earn miles over time. When you use your card to make purchases on Delta flights and restaurants, you can earn Double Miles on those purchases. When you fly with Delta, use your inflight card to save 20% on food, beverages, headphones and other inflight purchases.

Also, make sure you pay your bills in full each month to avoid interest charges. If you don’t, the high annual variable rate you pay will outweigh any benefits from the miles earned.

When you’re ready to redeem your miles, you can choose to book with Delta or one of the airline’s SkyTeam partners to more than 1,000 destinations around the world. The card also has a “Pay with Miles” feature that lets you redeem miles for flight discounts for 1 cent per mile. Note, however, that paying with miles can only reduce the price of your ticket in increments of 5,000 miles or $50.

Is the Delta SkyMiles Blue American Express Card Right for You?

If you want to earn free Delta Skymiles, the Delta Skymiles Blue American Express Card can help you earn bonus miles on your purchases. However, if you want frequent flyer perks like free checked bags and priority boarding, consider other co-branded Delta cards. Even if you only fly a few times a year, you can easily recoup the cost if you can take advantage of the extra benefits.

Also, consider whether a co-branded airline card is suitable for your spending. For example, if you travel a lot but are not loyal to a single airline, you can benefit from a general travel rewards card. Or, if you don’t travel a lot, you might find a cash-back card that rewards everyday expenses, like groceries or gas, with even greater reward value. Compare your budget and frequent purchases with the best credit cards on the market today to find the best option for your wallet.

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Jake Smith

Escrito por

Jake Smith

He is the editor of Eragoncred. Previously, he was editor-in-chief of Eragoncred and a financial industry reporter. Jake has spent most of his career as a Digital Media journalist and has over 10 years of experience as a writer and editor.