Capital One CD Rates: Check them out now
Capital One CD Rates: Check them out now
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Capital One offers several CDs with different maturities to help you achieve your savings goals. Some terms offer competitive prices and there are no minimum deposit requirements.

Capital One CD Awards

Below is an overview of Capital One’s CD program.

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Account name Term APY Minimum deposit
Capital One 360 CD 6 months 0.75% None
Capital One 360 CD 9 months 0.75% None
Capital One 360 CD 1 year 1.50% None
Capital One 360 CD 18 months 1.50% None
Capital One 360 CD 2 years 2.10% None
Capital One 360 CD 30 months 2.10% None
Capital One 360 CD 3 years 2.30% None
Capital One 360 CD 4 years 2.30% None
Capital One 360 CD 5 years 2.60% None

Note: Annual percentage yields (APYs) shown are as of June 7, 2022, and may vary by region for some products.

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Comparison of Capital One’s CDs and High Yield Banks

Capital One has raised its CD rate several times this year to make it more competitive, but it still lags the best APY available, regardless of maturity. For example, on a one-year CD, online banks that offer better rates than Capital One include Live Oak Bank and Bread Savings (formerly Comenity Direct), although neither offers branch banking.

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Compare multiple banks’ CD sets, terms available and minimum deposit amounts (if any) when deciding where to keep your savings. The goal is to get the highest possible return while making sure that deadline fits your schedule.

More ways to save at Capital One

360 Performance Savings from Capital One is a government insurance account that offers a competitive APY.

Learn more:

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Jake Smith

Written by

Jake Smith

He is the editor of Eragoncred. Previously, he was editor-in-chief of Eragoncred and a financial industry reporter. Jake has spent most of his career as a Digital Media journalist and has over 10 years of experience as a writer and editor.