Delta SkyMiles Gold Business American Express Card Review
Delta SkyMiles Gold Business American Express Card Review
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If you’re a Delta Hub Captive, consider the Delta SkyMiles Gold Business Card as it offers some core benefits for Delta flyers. It is worth noting that many of the card’s perks, such as: B. Priority Boarding and Free First Checked Baggage overlap with Medallion Members’ Priority Boarding and Free Checked Baggage. Keep this in mind if you already have airline elite status.

At first glance

  • Earn 50,000 bonus miles after spending $2,000 in the first 3 months
  • Save 20% on Delta Air Lines purchases with your card.
  • Annual Fee: $0 introductory annual fee for first year, $99 thereafter

Compensation

Earn rewards

The Delta SkyMiles® Gold Business American Express Card currently offers a welcome offer of 50,000 bonus miles after spending $2,000 in the first 3 months.

Redeem rewards

Delta is a member of the SkyTeam alliance, and miles earned through SkyMiles can be used to book award seats on flights operated by the following airlines: Aerolineas Argentinas, Aeromexico, Air Europa, Air France, China Airlines, China Eastern Airlines, Czech Airlines, Garuda Indonesia, ITA Airlines, Kenya Airways, KLM, Korean Air, Middle East Airlines, TAROM, Vietnam Airlines and Xiamen Airlines.

Unfortunately, since Delta Air Lines removed award charts from the web and introduced dynamic pricing, Delta’s premium cabin award rates have skyrocketed on its own flights. However, it is still possible to find a business class seat at a reasonable price with one of the aforementioned partner airlines.

Unless you’re spoiled for heaven’s booze and bed, one of the best ways to redeem your SkyMiles is during a flash sale. Destinations are announced monthly, and you can choose one of the discounted economy class travel to the regions listed.

Reward Potential

To determine the reward potential of the Delta SkyMiles Gold Business Card, we needed to look at the reward categories and calculate how much a sample U.S. household might spend in those areas. Forbes uses data from various government agencies to determine basic income and average spending in different categories. 70% of wage-earning households bring in $107,908 per year, and our payout is based on that number. For small business cards, we make estimates based on expenses for a sole proprietorship or freelancer.

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Delta SkyMiles Gold Business Card Earn 2 per $1 on eligible purchases made directly from Delta, eligible U.S. select media ad spend, eligible U.S. mail order and in-restaurant purchases miles and 1 mile per dollar on other purchases.

Eragoncred estimates that the typical small business owner will spend $1,755 a year, totaling 3,510 SkyMiles. Dining adds an additional $4,406 or 8,812 Sky miles. Shipping and advertising are a bit vague, but we estimate the cost to be $1,200 per year, which equates to 2,400 SkyMiles. Other charges that can reasonably be charged to the credit card add an additional $19,049 to the annual fee, earning 19,049 SkyMiles annually in addition to the first-year welcome bonus, for a total of 33,771 SkyMiles.

More card benefits

  • $100 Flight Credit: Earn $100 in Delta Flight Credit after every $10,000 in spend on the card from January to December. Spend an average of $833 a month on the card and earn $100.
  • 20% statement credit on in-flight purchases: Purchase snacks, adult beverages or in-flight entertainment on your Delta flight, pay with the Delta SkyMiles® Gold Business American Express Card and get a 20% refund on your bill.
  • Free Checked Baggage: Probably the most popular benefit of the card is free checked bags for the primary cardmember and up to eight additional travelers who book on the same Delta reservation.
  • Priority Boarding: Board a Delta aircraft in Main Cabin Group 1 (after Delta One, First Class, Families with Strollers, Delta Comfort+ and Sky Priority members) and leave your carry-on luggage until full in the overhead luggage rack.
  • Pay with Miles: This program allows you to redeem any Delta flight with SkyMiles on Delta.com for 1 cent per mile. When fares are cheap, it can be a great way to get a flight without paying cash, and redeeming less SkyMiles than the standard rewards you’d normally need, but it’s not the best way to use miles way of value.

Beautifully printed

Interest expense

Regular APR: 15.99% – 24.99% variable

Purchase introductory APR: Not applicable

Introduction to Balance Transfer APR: N/A

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Cost

Annual Fee: $0 introductory annual fee for the first year, $99 thereafter

Balance transfer fee: Not applicable

Cash Advances: $5 or 3% of the amount of each cash advance, whichever is greater.

Foreign purchase transaction fee: none.

How the cards are stacked

Delta SkyMiles® Gold Business American Express Card vs. Delta SkyMiles® Platinum Business American Express Card

For an annual fee of $250 per year (terms apply. See rates and fees), the Delta SkyMiles® Platinum Business American Express Card comes with a complimentary Companion Certificate at card renewal each year on the first A second round-trip domestic flight is valid as a valid passenger. You only need to pay taxes. Because the second ticket is free, your annual fee is easily repaid as long as the first ticket costs more than the annual fee.

In addition to the benefits already provided by the Delta SkyMiles Gold Business American Express Card, the card provides discounted access to Delta Sky Club® and credit for Global Entry/TSA PreCheck enrollment fees.

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The Delta SkyMiles Platinum Business American Express Card provides travelers with Delta Air Lines enough benefits to take advantage of the card’s perks and use MQM to gain status, but not enough to earn Delta SkyMiles® Reserve a business American Express card and its high annual fee commitment.

Delta SkyMiles Gold Business American Express Card vs. Delta SkyMiles® Reserve Business American Express Card

The Delta SkyMiles Reserve Business American Express Card has an annual fee of up to $550 (conditions apply. See rates and fees) and includes most of the benefits of three cards. It’s designed for business owners who spend a lot of time on the go and choose Delta as their primary provider.

Card benefits include exclusive access to Delta Sky Club (plus two free one-time guest passes per year), American Express Centurion Lounge or Escape Lounge (if you use the card to purchase flights and in flight) on the same day). on Delta Air Lines), each time you renew your card, you will receive a proof of companionship in Main, Comfort+, or First Class on a domestic flight when you pay taxes.

The Delta SkyMiles American Express Card is designed for small business owners who wholeheartedly partner with airlines and seek high-end benefits such as: B. Airport lounge access and identity boosters. Since annual fees vary widely, make sure you get the most out of the card to get more value for what you’re paying for.

Delta SkyMiles Gold Business American Express Card and American Express Business Gold Card

The American Express Business Gold Card (terms and conditions apply. See rates and fees) is best for business owners who prefer flexible rewards. American Express Membership Rewards points earned with this card can be transferred 1:1 to Delta SkyMiles and are worth considering. In addition to Delta, Membership Rewards are transferable to more than a dozen other airline partners and a range of hotel partners, giving you a variety of redemption options.

Although this card has a higher annual fee of $295, you have the opportunity to earn 4 Membership Rewards® points per dollar in the 2 select categories where the company spends the most per month. Earn 1 point per dollar on other purchases. A accrual rate of 4 points per dollar applies to the first $150,000 of purchases per calendar year from 2 eligible categories.

The American Express Business Gold Card is great for small businesses that spend a lot of money in the bonus categories each month. These business owners dont have to be tied down to one loyalty program, and can earn flexible rewards each month.

Is this card right for you?

The Delta SkyMiles Gold Business American Express Card is a great option for small businesses that spend the majority of their expenses on travel, shipping, and advertising.

It’s also a great option for non-status travelers who want to board early to store their carry-on luggage or reduce the cost of checked bags. With an annual introduction fee of $0 for the first year and $99 after that, you don’t need to be an elite flyer to get the most basic airline benefits.

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Jake Smith

Written by

Jake Smith

He is the editor of Eragoncred. Previously, he was editor-in-chief of Eragoncred and a financial industry reporter. Jake has spent most of his career as a Digital Media journalist and has over 10 years of experience as a writer and editor.