Capital one kreditné karty s najlepšími výhodami
Capital one kreditné karty s najlepšími výhodami

Best Feature: Travel Rewards

Capital One Startup Rewards Credit Card

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The Capital One Venture Rewards credit card gives you flat-rate travel rewards with great sign-up bonuses and flexible redemption. Plus, as a cardholder, you get elite travel benefits.

Earn 2 miles per dollar on all Capital One Venture Rewards credit card purchases. Earn 75,000 miles if you spend $4,000 within 3 months of account opening.

There are no international transaction fees for this card, and the annual fee is $95. With the card’s Visa Signature benefits, you can get travel upgrades and savings, comprehensive rental car insurance, discounts on shopping, extended warranty coverage, and more.

Best for the following people:

  • You want a flat travel award
  • You need flexible travel award redemption options
  • Can meet the requirements of sign-up bonus consumption
  • Can earn enough rewards to offset the annual fee.

Business Travel Rewards Top Card

Capital One Spark Miles for Businesses

Businesses with significant travel expenses can earn great travel rewards with the Capital One Spark Miles for Business credit card. This card offers great rewards, great sign-up bonuses, and travel benefits that are useful to businesses.

There are no minimum redemption amounts, and no bans or seating restrictions. Cardholders earn a 50,000-mile sign-up bonus when they spend $4,500 within the first 3 months of account opening.

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This card allows businesses to access travel allowances, including comprehensive insurance for rental cars and travel and emergency assistance services. It also provides an extended warranty and purchase safety and protection for all items purchased with the card.

Best for businesses that meet the following criteria:

  • You want flexible travel rewards
  • Can spend enough money to earn a big sign up bonus
  • Can earn enough rewards to offset the annual fee.

Best Feature: 1.5% Flat Cash Back on Purchases

Capital One Mercury Cash Rewards Credit Card

The Capital One Quicksilver Cash Rewards Credit Card is a great card for anyone looking to earn regular cash back rewards. The card offers unlimited cash back on every purchase, ready cash bonuses, a $0 annual fee, and a low introductory APR on purchases.

This card gives you unlimited 1.5% cash back on every purchase. There are no bonus categories and no limit to how much you can earn. After you spend $500 within 3 months of account opening, you’ll receive a one-time $200 cash bonus.

With a $0 annual fee, the card offers 0% introductory APR on the first 15 months of purchases. Thereafter, the APR is 15.24% to 25.24% (variable). Cardholders can enjoy benefits such as no overseas transaction fees and extended warranty periods.

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Best for the following people:

  • Want to get a fixed cashback reward
  • Want to get a sign up bonus without spending thousands of dollars
  • I don’t want to pay an annual fee

Best feature: no annual fee

Capital One Platinum Credit Card

People with fair, fair or limited credit can apply for the Capital One Platinum Credit Card. This card offers responsible credit management tools, valuable cardholder benefits, and a $0 annual fee.

This card offers the opportunity to build or rebuild credit. Capital One’s CreditWise gives you unlimited access to your credit score and credit file monitoring. CreditWise is available to everyone, even if you’re not a Capital One customer. Eligible Capital One Platinum Credit Cardholders can automatically receive a higher credit limit in as little as six months.

The Capital One Platinum credit card offers benefits like emergency card service, fraud protection, and Mastercard identity theft protection.

Best for the following people:

  • You need to build or rebuild your loan
  • Want the tools to manage your credit responsibly?
  • I don’t want to pay an annual fee
  • May benefit from cardholder benefits

Best Feature: Cash Back Rewards for Students

Capital One Journey Student Awards

The Capital One’s Journey Student Rewards Card enables students to establish responsible credit card usage while earning cash back rewards. This card offers rewards for on-time payments, unlimited access to your credit score, and fraud protection, all for a $0 annual fee.

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Earn 1% cash back on every purchase. Paying on time increases your cash back to 1.25%.

Use this card for unlimited access to credit monitoring tools to build good credit and automatically consider a higher credit limit in as little as six months. You also have access to emergency card services and fraud protection.

Best for the following people:

  • Create credit
  • Want to earn cashback rewards
  • I don’t want to pay an annual fee.

How do Capital One credit card rewards work?

Capital One credit card rewards allow you to earn unlimited cash back or miles on every purchase. Cash back awards or miles can be redeemed for:

  • Cash back
  • gift card
  • Travel
  • Fan shop

Rewards do not expire as long as your account is open and in good standing. If you close your account, you will lose any outstanding rewards.

How do I apply for a Capital One credit card?

To apply, you must complete the online application and provide the following information:

  • Surname
  • Date of birth
  • Social Security number
  • Family address
  • Email address
  • Phone number
  • Employment status
  • Annual income
  • Monthly rent or mortgage payment
  • Bank Account Type.

What services does Capital One offer?

Capital One provides a full range of personal and business lending and banking services. Services provided by the company include:

  • Business and Consumer Credit Cards
  • pôžička na auto
  • Commercial Bank
  • Car buying tool
  • Checking and Savings Accounts

What are the benefits of the Capital One card?

Capital One offers a flexible rewards program for a variety of purchases. In addition to the company offering cards for each type of donor, Capital One offers consumers a number of incentives for using its cards. These benefits include:

  • 24 hours customer service
  • Access exclusive events
  • Automated Account Assistant
  • Automatically check credit limit
  • Card lock
  • Exchange of emergency cards
  • Flexible rewards
  • Fraud Prevention Liability
  • Free credit monitoring
  • Apartment
  • Žiadne poplatky za zahraničné transakcie
  • Online shopping tool
  • Personalized payment
  • Active Account Notifications
  • Safety warning
  • Unlimited rewards with no expiration date
  • Virtual card number

Uč sa viac:

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Jake Smith

Napísal

Jake Smith

Je redaktorom Eragoncred. Predtým bol šéfredaktorom Eragoncred a reportérom finančného priemyslu. Jake strávil väčšinu svojej kariéry ako novinár digitálnych médií a má viac ako 10 rokov skúseností ako spisovateľ a redaktor.