Bank of America Customized Cash Rewards Review
Bank of America Customized Cash Rewards Review

Did you know that Bank of America offers credit cards, many of which offer rewards, you need to read the full details. Bank of America generally issues Visa and Mastercard cards, but not American Express or Discover network cards. Their cards include options for points and cash-back rewards for consumers and small businesses, as well as cards for students and those looking to build or transfer balances.

There are different levels of Bank of America Rewards points available depending on the card product. It can be redeemed for cash back, statements, gift cards, and even travel through Bank of America’s Travel Center. As with other exhibitor rewards platforms, points earned are often most valuable when redeeming travel through the Travel Portal.

Applying for a Bank of America credit card is easy, you can fill out their online application and they’ll respond within 60 seconds. You will be asked to enter some required information (name, address), your nationality information (including Social Security number), and your employment status, including your primary source of income and your total annual income.

Bank of America credit card

Those interested in earning cash back rewards, points rewards, or travel rewards can benefit from a Bank of America credit card. Students looking to build credit while earning cash back or travel rewards can also benefit from the Bank of America Student Credit Card.


Bank of America offers a variety of credit cards with no annual fee. Some credit cards, including the Bank of America Premium Rewards Credit Card, have a $95 annual fee, but it’s worth it for those who want to take advantage of an extensive bonus and fixed rewards point program.

Bank of America credit cards starting in 2022

The various credit card types offered by Bank of America include:

  • Points Rewards Credit Card
  • Credit Cards with Cash Rewards
  • Construction loan card
  • Credit Cards for Travel Rewards
  • Airline Rewards Credit Card
  • Student credit card
  • Credit cards with lower interest rates.

Bank of America® Custom Cash Rewards Mastercard

The Bank of America® Custom Cash Rewards Mastercard allows you to choose the category that offers the highest cash back rate from an overview including gas stations, restaurants, travel, and more, giving you more control over your credit card reimbursements. You’ll also get extra rewards at supermarkets and grocery stores, as well as incredible bonus offers for new cardholders.


The Bank of America® Customized Cash Rewards credit card gives you approximately 3% cash back on your chosen tier (choose from six) and 2% cash back at supermarkets and discount clubs, on the first $2,500 of combined purchases per quarter (rebate after 1%) reaching this threshold). 1% money back on all remaining purchases. It’s a powerful, adaptable cashback card that’s especially worthwhile for Preferred Rewards customers.

Bank of America Commercial Credit Card

The Bank of America® Business Advantage Customized Cash Rewards Mastercard® Credit Card provides business professionals with some control over their credit card rewards by allowing business professionals to choose the classification that yields the most significant cash back rates. Choices include corner stores, office supplies, travel, PC management, and that’s just the tip of the iceberg. There are additional incentives to eat and there is no annual fee.

This is the commercial version of the Publisher’s Excellent Annual Pass. The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card pays great rewards on every purchase and gives you extensive flexibility to restore points on every travel purchase without the limitations of featured airline and lodging cards.


Bank of America Credit Card Student

This is a great card for students who need to accumulate funds while also saving for everyday items like gas, online shopping and groceries. With no annual cost, and 0% APR on purchases and balance changes for 15 months, it’s worth checking out.

Bank of America Travel Awards

The Bank of America Travel Rewards Card has been named the best no annual fee travel card for its great rewards on all purchases and great reward opportunities. The option to redeem travel and no annual or unusual conversion fees also helped it reach this top spot.

Bank of America Credit Card Customer Service

Sometimes errors are unavoidable, or at some point you may need to contact customer service for help and support. The good news is that you can easily get in touch with customer service just by clicking here.

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Jake Smith

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Jake Smith

He is the editor of Eragoncred. Previously, he was editor-in-chief of Eragoncred and a financial industry reporter. Jake has spent most of his career as a Digital Media journalist and has over 10 years of experience as a writer and editor.