Обзор кредитного союза Выстар
Обзор кредитного союза Выстар

VyStar Credit Union is the largest credit union in Northeast Florida, offering hundreds of thousands of members a variety of deposit accounts and services.

Что нам нравится

  • A free checking account pays interest and comes with added benefits.
  • Minimum deposit and balance requirements are generally low.
  • Credit unions do not charge monthly service fees or network ATM fees.

У нас нет ничего

  • Membership is primarily limited to residents of Florida and parts of Georgia.
  • The returns are low compared to what you can get at other institutions.

Проверка учетных записей

VyStar offers a free checking account that even earns a little interest. There are no minimum deposit requirements and no minimum balance requirements to open an account. Account holders can also receive a free check, debit or ATM card and pay two days in advance via direct deposit.

Free checking accounts offer bill payment and customers can use their mobile phones to send and receive money. Customers also have free access to more than 20,000 ATMs through credit union owned and operated ATMs and ATMs on the Accel and Plus networks.

Что нам нравится

  • VyStar’s free checking account even pays a little interest.
  • There is no minimum deposit requirement to open and maintain an account.
  • Account holders receive free checks and ATM/debit cards.

У нас нет ничего

  • Same-day and next-day online bill payments.

Ставки компакт-дисков

VyStar Credit Union offers traditional CDs with terms ranging from three months to five years. All traditional CDs require a minimum deposit of $500 to open.

VyStar pays competitive prices for its CDs. Some credit union CDs offer tiered interest rates, so savers with large amounts of money can earn more interest. However, if you’re looking for the absolute best yield, you can find slightly higher yields elsewhere.

Что нам нравится

  • VyStar offers a wide range of CD runtime lengths.
  • All CDs pay competitive rates.
  • There is a minimum deposit requirement of $500 to open a CD.

У нас нет ничего

  • If you’re looking for the absolute best return, you’ll find slightly higher returns elsewhere.

Money market accounts

VyStar’s money market account pays reasonable interest. The account has a balance tier, and the larger the balance, the higher the interest rate.

The account requires a minimum deposit of $5 to earn interest, and there are no monthly fees. It offers a check-writing service that customers over 50 can use for free.

Что нам нравится

  • Earn interest for as little as $5.
  • There is no monthly fee for this account.
  • Cheque letters are available.

У нас нет ничего

  • The yield is good but lower compared to what some other institutions offer.

Сберегательные счета

VyStar savings accounts require a minimum deposit of $5, but only $50 or more will earn interest. VyStar does not charge a monthly service fee for savings accounts.

The account’s APY is better than what you’ll find at most major banks, but if you shop around, you can find higher returns – especially online banking.

Что нам нравится

  • The minimum deposit to open an account and earn interest is low.
  • There is no monthly service fee.

У нас нет ничего

  • The returns are low compared to those offered by other institutions.

Банковский опыт

VyStar Credit Union has more than 50 full-service branches. In addition to more than 200 ATMs in Florida, there are more than 20,000 free ATMs in the United States, Mexico and Canada. Some ATMs are available from retailers such as CVS Pharmacy, Target, and Walgreens.

Branch opening hours vary by location. Representatives can be reached daily through the Contact Centre. Members can also contact the credit union through the live chat feature on their website.

Members can use the credit union’s mobile app and take advantage of features such as cell phone and account notifications. Account holders can use Touch ID or fingerprint recognition to access the VyStar mobile app. There is also a VyStar Card Control app that allows members to manage access to their debit cards.

About VyStar Credit Union

Headquartered in Jacksonville, Florida, VyStar today has more than 775,000 members. Membership is open to residents living or working in 49 counties in Florida or 10 counties in southeastern Georgia. Former and current military personnel and their families are also eligible for membership.

Founded in 1952, VyStar Credit Union was originally known as the Jax Navy Federal Credit Union to serve military and civil servants.

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Джейк Смит

Автор:

Джейк Смит

Он редактор Eragoncred. Ранее он был главным редактором Eragoncred и репортером финансовой индустрии. Джейк большую часть своей карьеры проработал журналистом Digital Media и имеет более 10 лет опыта работы писателем и редактором.