See now how you can make a payment with a Wayfair credit card
See now how you can make a payment with a Wayfair credit card

Everything you need to know about the Wayfair credit card.

Wayfair was founded in 2002 as a small e-commerce company focused on everything around the home. Wayfair became a household name in a short time. From homewares to housewares to DIY items, Wayfair has it all.

You can save even more with a Wayfair credit card in your wallet. Wayfair offers two credit cards to choose from – the Wayfair Mastercard or the Wayfair Credit Card, both of which offer perks like no annual fee and 5% Wayfair cash back.


While a Wayfair credit card can save you a lot of money, it’s important to keep track of your credit card payments to avoid late fees. Here are all the ways you can pay with your Wayfair credit card.

You can complete the payment via your phone with your credit card

To pay immediately, call Wayfair Credit Services at 800-365-2714. You can access your account through automated systems using your account number or social security number. After accessing your account, follow the prompts to make a payment. Make sure you have your checking account number and sorting code ready to complete the transaction.

Submit your Wayfair payment online

In addition to the convenience of online shopping, Wayfair also makes it easy to pay with your Wayfair credit card online. First, you’ll need to set up your online account so you can access your Wayfair credit card. Here are the steps to get started:


Go to Wayfair’s credit card registration page.
Provide the credit card account number, the name displayed on the card, the security code, and the last four digits of the Social Security number.
Select “Confirm” to proceed to the next screen.
Follow the steps to select your User ID and Password, then enter where you want to withdraw funds.
Now that you have signed up for online access, you can pay by logging into your account with your user ID and password when your bill is due. Select the amount you want to pay, the date of payment, and the withdrawal bank.

You can also complete your Wayfair credit card payment through your mail

If you prefer to pay your bill by mail, the payment address is the same whether you have a Wayfair credit card or a Wayfair Mastercard. Mail the payment coupon from the bill along with the check or money order to:


Citi Retail Services
PO Box 70267
Philadelphia, PA 19176-0267

For overnight delivery, please send payment to:

Overnight Shipping/Express Payment
Attn: Consumer Payments Department
400 White Clay Center Dr.
Newark, DE 19711

What if my Wayfair payment is delayed?

If you don’t pay Wayfair by the due date, you can still pay online, by phone, or by mail. However, a late fee of $29 will be charged. You will also incur a higher late fee of $40 if your account has been charged late fees within the past 6 billing cycles.

Learn more: